Bank Like a Boss

POV: You’re upgrading your life.

You’re getting outdoors more, you’re taking risks, and you’re taking care of your financial health. Congrats! You made it this far – now it’s time to start banking like a pro. Take a moment to explore our top tools to help you make the most of Axos. This is where banking smarter starts.

1. Personal Finance Manager

No, this isn’t a person. If you like account aggregators, you’ll love Personal Finance Manager (PFM). PFM is a handy digital tool that allows you to see all your accounts – even those outside of Axos – in one place.

Why link your accounts?

PFM simplifies money management with a holistic view of your funds. Every transaction gets auto-categorized to help you identify your purchasing patterns and behaviors ($8 lattes, we’re looking at you). This data helps you to make more informed spending decisions down the road.

Also, this tool is completely free. So, if you’re looking to bank like a boss, smarter money management with PFM is the first place to start.

2. Direct Deposit

Meet Direct Deposit – aka your new favorite tool. If you’re not already familiar with Direct Deposit – 93% of Americans use it – it’s a faster, easier method to get your paycheck. Don’t have a paycheck? You can direct deposit any recurring income source, such as Social Security funds, IRA and 401(k) distributions, and more. Rather than waiting for a physical check in the mail, you can get paid digitally and directly into your bank account – talk about useful.

And in case you like getting paid earlier (who doesn’t?), one of our accounts – hint: Essential Checking – offers Direct Deposit Express*. You'll get paid on the same day your paycheck is issued – and you won’t have to wait for processing. Make friends jealous with this smarter banking tool.

3. Mobile App

Got a phone? Duh. Then you’ll want the mobile app. Trust us when we say this one just makes life easier.

An app means you don’t have to wait for access to a computer to take care of something – you can do it when it’s most convenient for you. Here are just some of the different ways you can use the app:

• Check your account balances
• Transfer funds between eligible accounts
• Pay bills
• View your account transaction history
• Contact Evo, your virtual financial assistant, 24/7

The app also offers high security with Biometric Authentication (check out number 4), so you don’t have to sacrifice protection for speed and expediency. It’s a win-win – and one of the easiest ways to up your banking game.

4. Biometric Authentication

Big on security? This tool is for you. Fraud is no joke, which is why we provide the option to opt into Biometric Authentication in your online banking account. This allows us to prove that the login to your account is actually you – and not a scammer.

How does it work?

Register your voice, face, or fingerprint in the mobile app for a quick way to install double protection. That way, even if a scammer gets your login details, they won’t be able to sneak past that second security wall. It also can be used to identify you when you call Axos Bank – which is great both for security and speed.

And let’s be honest: peace of mind that your accounts are safe is a telltale sign of a boss banker. We would know.

5. Bill Pay

This feature is simple, but that’s also why we like it. Ever heard the saying, ‘time is money’?

Bill Pay allows you to automate payments, saving you the time and effort of remembering to pay your bills every month. You can use it for both personal and business bills (for our real-life bosses). Schedule payments and their frequency so you can truly set it and forget it – and skip the stress of mailing bills out. Upgrading your life means realizing that your time is valuable, so save it for what really matters (and don’t spend ages on your bill payments).

To set up Bill Pay, navigate to the Pay Bills tab in your online banking account and select Add a Recipient. Make changes any time you wish.

6. Evo

Asking questions is the key to success – and also the last tool in our toolbox. This is where Evo, your virtual financial assistant, comes in. Ask Evo anything finance-related and get an instant response in return. Log in to your online banking account to ask Evo questions regarding your accounts, transactions, loan payments, balances, and money transfers. You’ll find Evo in the bottom right-hand corner of web pages and in the mobile app.

Give Evo a whirl and see what happens. Simply log in, then ask questions such as, “How much is in my savings account?”, or request, “Make a transfer of $50 from checking to savings.” Remember, Evo is there to make your life easier – and help you achieve your financial goals.

The Takeaway

Banking like a boss is less about what you have and more about what you do. Take advantage of the free tools Axos offers and apply them to your banking experience. Ready to save yourself time, money, and effort? Let’s get started.

Bank Like a Boss

This blog was published by Axos Bank on December 1, 2021 and last updated on December 1, 2021.