Business Money Market Accounts

Grow Your Business Finances With Money Market Solutions

Position your business for financial success with competitive interest rates. Our accounts provide tools to adapt your strategies at any time.

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Financial tools for a fast-paced market.

Competitive interest rates

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Compare Business Money Market Accounts1

Our money market accounts are tailored to your business needs.

Business Money Market

KEY FEATURE

Best for small to mid-sized businesses

  • No maintenance fee with $5,000 average daily balance3
  • $1,000 minimum opening deposit
  • Up to 0.20% APY*
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Nonprofit Money Market

KEY FEATURE

Best for nonprofit or religious organizations

  • No monthly maintenance fee with $2,500 average daily balance2
  • Up to 0.20% APY*
  • $0.30 per-item processing fee over 25 items per month4
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What’s the difference between a Business Money Market and Business Savings account?

The primary difference is money market accounts allow for flexible access to your business funds, while savings accounts are more suited for storing funds for reserves.

Business Money Market

  • Free Visa® Debit Card and check-writing privileges
  • $5,000 average daily balance requirement
  • Typically used for short-term goals

Business Savings

  • $2,500 average daily balance requirement
  • $5 monthly maintenance fee is waived if average daily balance is met
  • Typically used for long-term goals

Both

  • FDIC-insured deposit products
  • Free online banking and image statements
  • 0.20% APY*

Business Banking with Axos

  • Dedicated relationship managers invested in your success.
  • Multiple unique accounts to fit your business needs.
  • Award-winning small business banking accounts.

Your one-stop shop for managing finances.

Easier, smarter banking starts with the Axos All-In-One Mobile App.

  • View your business and personal bank accounts.
  • Send wire transfers and schedule bill payments.
  • Keep your accounts safe with enhanced security measures.
  • Easily move money between accounts.
  • Balance your books with accounting software integration.

Get specialized accounts and dedicated service.

Talk to a relationship manager today to get started.

By providing you phone number and clicking submit, you have agreed to these Terms and Conditions, and you have agreed to receive automated SMS text messages, calls, and emails for any purpose including but not limited to marketing of products and services by Axos Bank. You understand and agree that such messages may be sent via Automatic Telephone Dialing System and/or artificial or pre-recorded voice, and that such consent is not a condition of receipt of any good or service. Mobile carrier messages and data rates may apply. You may opt out at any time.

Looking for a different account?

Check out our business checking account options.

Frequently Asked Questions

Who is a business money market account best for?

A business money market account at Axos is best for small to medium sized businesses that are looking to grow their funds with competitive interest rates while still having some access to their money. This account is great for businesses looking to save for short term goals or ongoing initiatives that require occasional funds.

Who is a nonprofit money market account best for?

A nonprofit money market account is best for nonprofits and religious organizations looking to generate interest on their funds without completely giving up access. This account is also best for nonprofits looking to reduce costs with Treasury management tools.

Are the funds in my Axos Business Money Market account insured by the FDIC?

All business banking products and services are offered by Axos Bank, which is an FDIC-insured financial institution. If you’d like to calculate your insurance coverage, use the FDIC online Electronic Deposit Insurance Estimator.

For further information about temporary unlimited FDIC insurance coverage of some transaction accounts, visit www.fdic.gov. You can review all financials and recent news about Axos Bank at www.axosfinancial.com.

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© 2025 Axos Financial, Inc., All Rights Reserved. © 2025 Axos Bank, All Rights Reserved. © 2025 Axos Invest LLC. Member FINRA & SIPC. All Rights Reserved. © 2025 Axos Invest, Inc. All Rights Reserved.

Bank products and services are offered by Axos Bank®. All deposit accounts through Axos Bank brands are FDIC insured through Axos Bank. All deposit accounts of the same ownership and/or vesting held at Axos Bank are combined and insured under the same FDIC Certificate 35546. All deposit accounts through Axos Bank brands are not separately insured by the FDIC from other deposit accounts held with the same ownership and/or vesting at Axos Bank. For more information read Axos Bank’s FDIC Notice.

Advisory services are offered by Axos Invest, Inc., an investment adviser registered with the Securities and Exchange Commission (“SEC”). For information about our advisory services, please view our Form CRS or our ADV Part 2A Brochure, free of charge. Brokerage services and securities products are offered by Axos Invest LLC, Member FINRA & SIPC. YOU MAY FIND MORE INFORMATION ABOUT OUR FIRM ON FINRA’S BROKERCHECK. View the background of this firm, or REVIEW our Form CRS. All cash and securities held in Axos Invest client accounts are protected by SIPC up to $500,000, with a limit of $250,000 for cash. Read more information about SIPC on the SIPC web page.

Securities and other non-deposit investment products and services are not deposits, obligations of or guaranteed by Axos Bank, are not insured by the FDIC or any governmental agency, and are subject to investment risk including possible loss of the principal invested. Past performance of a security does not guarantee future results or success.

Axos Invest LLC, Axos Invest, Inc., and Axos Bank are separate but affiliated companies.

Axos Bank NMLS# 524995

*

The Annual Percentage Yield (APY) is accurate as of 12/11/2025. The interest rate and corresponding APY for this account is variable and is set at our discretion. This is a tiered variable rate account. Interest rates may change as often as daily without prior notice. Fees may reduce earnings.

1

We do not limit the number of funds transfers you may make. See the Disclosures and Agreements for Small Business for more information.

2

Monthly Maintenance Fee of $5.00 if the Average Daily Balance falls below $2,500.00.

3

$10 monthly maintenance fee if the Average

4

Items include debits, credits, and deposited items.

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