Floorplan Financing
Fast, smart financing for dealers and manufacturers.
Keep your inventory stocked and your cash flow healthy. Axos Capital Solutions brings decades of experience and flexible floorplan lending to help your business grow.
Financing for your inventory needs.
Flexible floorplan lending that keeps your business stocked, your cash flow healthy, and your growth on track.
Pay as you sell.
No upfront cash burden.
Put your capital to work growing your business—not sitting in inventory. Finance what you stock; invest what you save.
No origination fees.
Access capital without upfront costs.
What you borrow is what you use. No fees deducted at funding, no hidden costs at advance—just clean, transparent access to your inventory line.
100% advance rates.
Finance up to 100% of eligible inventory.
Maximize your buying power and reduce out-of-pocket costs when stocking your lot.
Why dealers choose Axos Capital Solutions.
We deliver inventory financing tailored to how your business operates: agile, flexible, and built on your terms.
Powered by experience.
A seasoned team with decades of experience delivering tailored financing and responsive support at every stage of growth.
Distribution-ready capital.
Digital applications and streamlined processes keep your inventory flowing and business moving without friction or delay.
Flexible capital, smarter structures.
Customizable programs tailored to fit dealers’ business cycles and manufacturer partnerships.
A partner, not just a lender.
You get a dedicated lending partner who understands your market, your inventory cycle, and your growth goals.
Ready to stock more and sell more?
Talk to an Axos Capital Solutions lending partner about flexible inventory financing for your dealership.
Tech built in, not bolted on.
Our platform is purpose-built for the way your business moves, giving you faster access to capital, real-time control, and the transparency to make confident decisions.
- Digital First Platform: Apply online, securely upload documents, and track your application from submission to approval — all in one place.
- Interactive portal: Transact directly on your account, run reports, and manage day-to-day operations on your own timeline.
- Real-time visibility: Monitor your credit line utilization, track account status, and access data-driven insights the moment you need them.
Marine
Appliances
Powersports
RV
Construction & Agricultural Equipment
Outdoor Power Equipment
Material
Handling
Specialty Products
Meet your lending partners.
Speed. Clarity. Transparency. Those are the three things that come to mind as we look to reshape the floor plan industry.
Most floor plan companies don't put their customer first.
Manufacturers and dealers are operating businesses. They're busy. They have a lot of things going on. Floor plan finance shouldn't be on their mind. It should be something that's just working in the background.
Doing good enough is not enough.
I was excited to join a group of people that all are aligned on building something better than what exists in the marketplace.
We started Axos Capital Solutions because the incumbents are complacent. They're slow to respond to manufacturer and dealer needs.
We're technology built in, not bolted on.
We have the ability to build our system from scratch.
You can expect to work with a floor plan lender that has the agility of a startup leadership team with decades of experience and the backing of one of the most innovative banks in the industry.
Accessibility for us is a no-brainer, and that's why we're here.
You know, it's simple. It's being there for them when they need you.
Doing the easy thing might make sense for us, but doing the right thing will always make sense for our customers.
We're gonna be there for you in the good times and in the bad times, in the times when, when you have problems or issues that you need to solve for.
It's time for you to consider whether or not your current floor plan provider is the right partner for you.
It's time to change your expectations of what a floor plan lender can do for you.
We know that our dealers and our manufacturers deserve better, and that's why we're here.
How does floorplan financing work?
We fund your inventory directly so you can stock your lot without tying up your own capital. Here's how the process works:
- Dealer places an order for inventory from manufacturer or distributor.
- Manufacturer ships the inventory to the dealer’s lot and sends the invoice directly to Axos.
- We fund 100% of the invoice directly to the manufacturer.
- Dealer pays principal and interest to Axos as inventory sells.