Lower My Payment

We offer programs that can save you money and help you meet your financial goals. Improve cash flow. Minimize mortgage interest. Create financial breathing space. Lower your monthly mortgage payment by refinancing your current mortgage.

To learn more call 888-546-2634.

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Today’s Mortgage Rates

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Benefits Of Refinancing Your Existing Mortgage

  • Getting a lower interest rate
  • Extending the term of the loan
  • Eliminating Private Mortgage Insurance
  • Consolidating two home loans into a single mortgage loan

Axos Bank Refinance Options

Axos Bank offers a broad range of mortgage solutions designed to meet the needs of all types of borrowers.

  • Adjustable Rate Mortgage: One of the lowest interest rates available. Low monthly payments during the initial years of the loan.
  • Fixed Rate Mortgage: A low interest rate locked in for the life of the loan.
  • FHA Refinance: The stability of a fixed-rate, government-backed loan. Available for both FHA and non-FHA borrowers.
  • VA Refinance: Low interest rates and affordable monthly payments. Available to military members, veterans, and certain other individuals.

Do You Have Other Refinance Goals?

In addition to lowering your monthly mortgage payment, a refinance can also be used to:

  • Finance home improvements

  • Lock in a low interest rate

  • Consolidate high-interest debt

  • Pay off your loan faster

    • After you apply, an Axos mortgage professional will help you explore all of your refinance options and find a mortgage that fits your individual needs and goals.

    Apply Now

    Ready to apply?

    It’s easy to apply, just answer some basic questions about your personal finances and the home.

    Apply Now

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    © 2025 Axos Financial, Inc., All Rights Reserved. © 2025 Axos Bank, All Rights Reserved. © 2025 Axos Invest LLC. Member FINRA & SIPC. All Rights Reserved. © 2025 Axos Invest, Inc. All Rights Reserved.

    Bank products and services are offered by Axos Bank®. All deposit accounts through Axos Bank brands are FDIC insured through Axos Bank. All deposit accounts of the same ownership and/or vesting held at Axos Bank are combined and insured under the same FDIC Certificate 35546. All deposit accounts through Axos Bank brands are not separately insured by the FDIC from other deposit accounts held with the same ownership and/or vesting at Axos Bank. For more information read Axos Bank’s FDIC Notice.

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    Axos Invest LLC, Axos Invest, Inc., and Axos Bank are separate but affiliated companies.

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