Rent or Buy Calculator

Use our Rent or Buy Calculator¹ to determine the potential savings of buying a home versus renting one. In addition to predictable housing costs, you benefit from building equity in your property with each monthly payment.

Rent or buy?

Enter the required information to see a cost comparison between renting vs. buying a home plus a yearly savings breakdown. Investing in a home can be a means to establishing financial independence in the future. To learn more, call 888-546-2634.

NOTE: Calculators are provided to help you determine how a loan, line of credit, or a deposit account may affect your budget. The results offered are estimates and do not guarantee available loan terms, cost savings, tax benefits, etc. Axos Bank does not guarantee your results as determined using this calculator.

© 2025 Axos Financial, Inc., All Rights Reserved. © 2025 Axos Bank, All Rights Reserved. © 2025 Axos Invest LLC. Member FINRA & SIPC. All Rights Reserved. © 2025 Axos Invest, Inc. All Rights Reserved.

Bank products and services are offered by Axos Bank®. All deposit accounts through Axos Bank brands are FDIC insured through Axos Bank. All deposit accounts of the same ownership and/or vesting held at Axos Bank are combined and insured under the same FDIC Certificate 35546. All deposit accounts through Axos Bank brands are not separately insured by the FDIC from other deposit accounts held with the same ownership and/or vesting at Axos Bank. For more information read Axos Bank’s FDIC Notice.

Advisory services are offered by Axos Invest, Inc., an investment adviser registered with the Securities and Exchange Commission (“SEC”). For information about our advisory services, please view our Form CRS or our ADV Part 2A Brochure, free of charge. Brokerage services and securities products are offered by Axos Invest LLC, Member FINRA & SIPC. YOU MAY FIND MORE INFORMATION ABOUT OUR FIRM ON FINRA’S BROKERCHECK. View the background of this firm, or REVIEW our Form CRS. All cash and securities held in Axos Invest client accounts are protected by SIPC up to $500,000, with a limit of $250,000 for cash. Read more information about SIPC on the SIPC web page.

Securities and other non-deposit investment products and services are not deposits, obligations of or guaranteed by Axos Bank, are not insured by the FDIC or any governmental agency, and are subject to investment risk including possible loss of the principal invested. Past performance of a security does not guarantee future results or success.

Axos Invest LLC, Axos Invest, Inc., and Axos Bank are separate but affiliated companies.

Axos Bank NMLS# 524995

1Information and interactive calculators are made available to you as self-help tools and are hypothetical and used for informational/illustrative purposes only. The estimates presented in this calculator do not include loan fees or origination fees. It is not binding nor a good faith estimate, as it is not an advertisement presented within the guidelines required by the Truth-In-Lending Act or other pertinent federal regulations. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.