Retirement Savings Calculator

Do you know how much money you need to save for a comfortable retirement? Our retirement calculator1 can help you understand how much money you need to save. Enter your information below to crunch the numbers.

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The first step toward building a comfortable retirement is knowing your numbers. According to a study by Fidelity Investments, 75% of Americans underestimate how much money they need to save for retirement2. Because they are running the numbers for their specific situation, many people will find themselves in the difficult position of not having enough money saved.

Lucky for you, calculating your numbers is the easy part. Use our Retirement Savings Calculator to see your projected savings versus the amount of savings you truly need for retirement. To understand how much money you should save each month, adjust your monthly savings amount until your planned savings matches your required savings.

NOTE: Calculators are provided to help you determine how a loan, line of credit, or a deposit account may affect your budget. The results offered are estimates and do not guarantee available loan terms, cost savings, tax benefits, etc. Axos Bank does not guarantee your results as determined using this calculator.

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Bank products and services are offered by Axos Bank®. All deposit accounts through Axos Bank brands are FDIC insured through Axos Bank. All deposit accounts of the same ownership and/or vesting held at Axos Bank are combined and insured under the same FDIC Certificate 35546. All deposit accounts through Axos Bank brands are not separately insured by the FDIC from other deposit accounts held with the same ownership and/or vesting at Axos Bank. For more information read Axos Bank’s FDIC Notice.

Advisory services are offered by Axos Invest, Inc., an investment adviser registered with the Securities and Exchange Commission (“SEC”). For information about our advisory services, please view our Form CRS or our ADV Part 2A Brochure, free of charge. Brokerage services and securities products are offered by Axos Invest LLC, Member FINRA & SIPC. YOU MAY FIND MORE INFORMATION ABOUT OUR FIRM ON FINRA’S BROKERCHECK. View the background of this firm, or REVIEW our Form CRS. All cash and securities held in Axos Invest client accounts are protected by SIPC up to $500,000, with a limit of $250,000 for cash. Read more information about SIPC on the SIPC web page.

Securities and other non-deposit investment products and services are not deposits, obligations of or guaranteed by Axos Bank, are not insured by the FDIC or any governmental agency, and are subject to investment risk including possible loss of the principal invested. Past performance of a security does not guarantee future results or success.

Axos Invest LLC, Axos Invest, Inc., and Axos Bank are separate but affiliated companies.

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1Information and interactive calculators are made available to you as self-help tools and are hypothetical and used for informational/illustrative purposes only. The estimates presented in this calculator do not include loan fees or origination fees. It is not binding nor a good faith estimate, as it is not an advertisement presented within the guidelines required by the Truth-In-Lending Act or other pertinent federal regulations. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

2Maurie Backman, “75% of Americans Underestimate Their Retirement Savings Needs”, The Motley Fool, July 20, 2017, https://www.fool.com/retirement/2017/07/10/75-of-americans-underestimate-their-retirement-sav.aspx.

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