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Small Business Checking Accounts

Say hello to effortless business banking. Our online small business accounts allow you to bank safely at a distance while paying little to no fees.

Basic Business Checking

Designed for small businesses with moderate account activity. No monthly maintenance fees and a low minimum deposit requirement to open an account.

Business Interest Checking (0.81% APY)

Perfect for growing businesses with cash reserves. No monthly maintenance fees when you maintain an average daily balance of at least $5,000. This account is a great solution for established businesses who are looking to grow their reserve funds.

Small Business Savings and Money Market Accounts

Get more value from your liquid funds. Our savings and money market accounts offer one of the highest business rates in the industry.

Business Premium Savings (0.50% APY)

Designed for small businesses with moderate account activity. No monthly maintenance fees and a low minimum deposit requirement to open an account.

Business Money Market (0.50% APY)

Enjoy competitive interest earnings and check writing privileges. No monthly maintenance fees with a minimum average daily balance of $5,000. Low minimum opening deposit of $1,000.

Business Savings (0.50% APY)

Perfect for growing businesses with cash reserves. No monthly maintenance fees when you maintain an average daily balance of at least $5,000.

Small Business CD and CDARS

Convenient, safe, and 100% online. Our CDs and CDARS are FDIC-insured with high rates, so you can safely earn more value from small business funds.

Business Certificates of Deposit (CDs)

Safe and secure investment vehicles with guaranteed returns and no market risk. We offer CDs ranging from 3 months to 5 years.

Certificate of Deposit Account Registry Service (CDARS)

Protect large-dollar investments while earning CD-level returns that are comparable to Treasury and money market fund yields. CDARS clients enjoy full access to FDIC coverage on deposits of up to $50 million.

Additional Services

We're The Kind Of
Bank Worth Praising.

"Always smart people willing to help"

"I just want to acknowledge how much I appreciate your improvements. Depositing checks on the Axos app is now the best of any app that I use. Your phone customer service is extraordinary. Every single time. It is always smart people willing to help."

Barry  | Maryland

“Personal service like at a neighborhood bank”

"Just because this is an online bank doesn't mean that one doesn't get personal service like at a neighborhood bank. I do not have to call an 800 number and spend endless time waiting to speak to a random person who does not know my account. Having a personal account rep at Axos is probably the best part of the banking experience. When I opened my second business account, I did not hesitate to go back to Axos.”

Leslie  | Washington, D.C.

“No fees and higher interest rate than other banks”

"No fees and the interest rate they pay on my account is FAR more than either Wells Fargo or Bank of America was paying me. The customer service line answers quickly when I get through the phone tree to the right location.”

Robert  | San Diego