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March 2022

One of the Best Business Checking Accounts

Forbes Advisor


Basic Business Checking Account



Best Business Bank Accounts


New small business owners get a $200 welcome bonus!

If you filed after June 1, 2020, we´ll add $200 to your new business bank account. Just use promo code NEWBIZ200 on your application.** Not a new business? Use promo code NEWAXOSBIZ for a $100 bonus.***


  • Earn up to 1.01% Annual Percentage Yield (APY)*
  • $100 minimum opening deposit
  • Unlimited domestic ATM fee reimbursements
  • Up to 100 free items per month, $0.50 per item thereafter
  • Visa debit card with enhanced Visa benefits
  • $5,000 minimum average daily balance requirement to waive the $10 monthly maintenance fee
  • Up to 60 items per month for Remote Deposit Anywhere
  • First set of 50 checks free
  • QuickBooks compatible
  • Cash deposits via MoneyPass and AllPoint networks

Our Rates

Small Business Interest Checking Rates

Your account balance will earn interest according to the tiers below. For example, if your balance is $49,999.99 or below, you will earn 1.01% APY. Once you reach the next tier, the interest earned on your entire balance will be 0.20% APY.

<!-- Business Interest Checking Rates -->
Balance APY* Rate
$0 - $49,999.99 1.01% 1.01%
$50,000 - $249,999.99 0.20% 0.20%
$250,000 - $499,999.99 0.10% 0.10%
$500,000 - $699,999.99 0.10% 0.10%
$700,000 - $999,999.99 0.10% 0.10%
$1,000,000 - $4,999,999.99 0.10% 0.10%
$5,000,000 or More Contact a Business Banking Relationship Manager at 844-678-2726 for current rates

Digital Tools

More services to help you keep track of your business transactions

Online Banking

Free with all bank accounts and includes access to free bill pay and free image statements.

Mobile Banking

Download the Axos Bank mobile app for business to manage your accounts anytime, available for iPhone and Android devices.

Remote Deposit Anywhere

Deposit checks remotely using your mobile device.

Ready to apply?

Speak with a business banking relationship manager

Monday-Friday 6am to 6pm PT, excluding federal holidays

Already an account holder?

We offer 24/7 Customer Service, just for you

Call us at 844-678-2726

Download the Axos Business App

Use QR code to begin!

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