Business FAQs
To send a secure message, log into Online Banking and select “Secure Messages” on the left-hand navigation menu.
- Wire transaction: Transfer funds to your account at Axos Bank by providing the following information to the transferring institution, bank, or broker:
- Axos Bank
- ABA/Routing Transit Number — 122287251
- Address:
- Axos Bank
- 4350 La Jolla Village Drive, Suite 140
- San Diego, CA 92122
- Mail a check:
- Axos Bank
- PO Box 509127
- San Diego, CA 92150-9127
- Utilize our mobile app: Remote Deposit Anywhere allows you to deposit a check simply by using your smartphone to take a photo of it. Deposits can be made 24/7 and are fast, easy and secure.
- Have your financial institution initiate a transfer of money to our Bank.
For the benefit of: your company name and your account number
Wire cut-off time for same day processing: 1:00 p.m. (PT).
- Secure message: Log into your account on the bottom left hand side of the screen you will see an option for Secure Messages. Select “Send Message” to send a Secure Message regarding your account.
- Phone: Contact a Business Relationship Manager at 1-844-678-2726 during business hours Monday - Friday 6:00 a.m. to 6:00 p.m. (PT).
- Fax: Contact Axos Bank via fax at 1-858-350-0443.
- Traditional mail: Send mail via USPS to
Axos Bank
P.O. Box 509127
San Diego, CA 92150-9127 - Email: Send us an email at [email protected] Please note, unless you use secure messaging functionality, we strongly recommend that you never send confidential information using regular email.
To send an outbound wire, please complete our wire form located in the Business Online Banking portal. Please send the wire form via secure message.
Outbound wires must be to the credit of the Axos Bank account holder.
- Wire cut-off times:
- Domestic – 1:00 p.m. (PT)
- International – 12:00 p.m. (PT)
To wire funds into an Axos Bank account you will need the following information:
- Axos Bank ABA/Routing Transit Number: 122287251
- Address:
Axos Bank
4350 La Jolla Village Drive, Suite 140
San Diego, CA 92122
- Secure message: Log into your account on the bottom left hand side of the screen you will see an option for Secure Messages. Select “Send Message” to send a Secure Message regarding your account. Please include all of the updated contact information in your email.
- Phone: Contact a Business Relationship Manager at (844) 678-2726 during business hours Monday - Friday 6:00 a.m. to 6:00 p.m. (PT).
- Fax: Send instructions, along with a signature, to 1-858-350-0443.
- USPS: Send instructions, along with a signature, to Axos Bank P.O. Box 509127 San Diego, CA 92150-9127
- For all Business Banking account types - Business Checking, Business Savings, Business Money Market, and Business Certificate of Deposit (CD)- we offer a convenient printable deposit slip – Universal Deposit Slip
- We offer an online deposit slip and envelope request form for Business Checking and Business Savings accounts — Order Deposit Slips and Envelopes
- You can deposit checks instantly from the comfort of your home or office using Mobile Deposit. Mobile Deposit is our remote deposit solution that enables you to scan checks from your computer and have the scanned images electronically transmitted into your account.
ATM LIMIT | POS/PURCHASE LIMIT |
---|---|
$1,010 | $5,000 |
As an online bank, we rely on diverse methods to verify information provided to us during the application process. At times, events may occur that cause us to decline a request to open a new account.
An application may also be declined if the business is in a restricted industry, such as cannabis distributors or dispensaries, cryptocurrency, internet gambling businesses, money service businesses, or companion services.
U.S. citizenship is not required in order to open an account or be a signer on a business account, but you must be a U.S. resident with a physical U.S. address and social security number.
If you are not a U.S. citizen, we may request additional documents such as your passport and permanent resident card.
Your account and routing numbers were provided in the Welcome Letter sent in your application message portal. Another location in which you can find your account number is through your monthly statements, which are generated on the 1st business day of each month. For your convenience, we can provide you with the routing number.
Routing: 122287251
The routing number and account number can also be found on the checks that were provided upon account opening, if they were requested on your initial application.
To gain access to the statements you must enroll. We recommend enrolling when you first register for online banking. To do this log in to your account and select the option for E-docs. You will be prompted to enter in information to get enrolled. Once completed your statements will be generated on the third day after a cycle end.
If you did not enroll in E-docs upon registering, any statements that would have been generated before you enrolled will not be included in the eDocs tab.
To access those statements, you will need to go through the Online Banking tab. Select My Accounts. On the far-right side, under Options, select from the drop-down menu of the account you want to view the statement for Text Statements. You should see a list of statements. Select the format you would like to view your statement in.
If the transfer is going to another entity or bank, you would use our Bill Pay feature on your desktop browser or mobile app. Be sure to add the new Payees prior to using the app for transfers. There is a new transfer option available in Bill Pay.
Under the Bill Pay tab you will see the option to transfer or send payment via check, ACH or email.
If you would like to process an incoming transfer from another bank or institution, you would initiate the transfer from the other bank or institution.
If it is a transfer within AXOS from your business account to another AXOS business or personal account, then you would send us a secure message with details of the transfer, and we will process it for you.
If you are unable to create new payees on the mobile app, please use the desktop browser Bill Pay.
Business Checking Frequently Asked Questions
- Use your Visa® Debit card or checks for purchases and payments.
- Pay your bills using our Bill Pay service.
- Get cash from any ATM nationwide (no matter which bank).
- Access your accounts through our and use many of the same features as Online Banking.
- Deposit checks with the Axos Bank mobile app.
Business Money Market & Business Savings Frequently Asked Questions
Federal law limits the number of withdrawals and transfers from all U.S. savings and money market accounts to six (6) transfers per statement cycle. For each transaction that exceeds this limit, you will pay a $10 fee. See the Business Deposit Account Agreement and Schedule of Fees for more information.
Business Certificate of Deposit Frequently Asked Questions
- Secure message: Log into your account on the bottom left-hand side of the screen you will see an option for Secure Messages. Select “Send Message” to send a Secure Message regarding your account. Please include in your email the new term you wish to renew your Certificate of Deposit into.
- Phone: Contact a Business Relationship Manager at 1-844-678-2726 during business hours Monday through Friday 6:00 a.m. to 6:00 p.m. (PST).
- Fax: Send instructions, including the new term and your signature, to 1-858-350-0443.
- USPS: Send instructions, including the new term and your signature, to
Axos Bank
PO Box 509127
San Diego, CA 92150-9127
Signer/Business Name Changes Frequently Asked Questions
- A clear color photo of Driver License, or other government ID, for the new/current signers.
- Articles, a letter signed by current authorized signer, or operating agreements showing the new signers are associated with the business.
- Fill out the Signer Update Section within the “Account Maintenance Form”.
- Articles, a letter signed by current authorized signer, or operating agreements showing the new signers are associated with the business.
- Fill out the Signer Update Section within the “Account Maintenance Form”.
- Articles of Formation filed with the Secretary of State
- Letter from the IRS confirming your Business EIN
- Fill out the Business Name Change Section within the “Account Maintenance Form”.
- Fictitious Business Name (FBN) statement or Doing Business As (DBA) filing for your business.
- Fill out the DBA Addition Section within the “Account Maintenance Form”.
If the EIN was changed with the IRS, please submit a new application. We are unable to convert the existing account since it is considered a new entity.
https://www.axosbank.com/Business/Open-Account-Return-to-Application