Dealer Services
Auto financing that fuels results for dealerships.
With terms up to 96 months and strong advances up to 145% LTV, we put dealerships in the driver's seat to get the results they need.
One of America’s Best Banks
Forbes 2020, 2021, 2022
Best Internet Bank
Kiplinger 2020, 2021, 2022
Five-Star Safe & Sound Rating
Bankrate 2020, 2021, 2022
The Axos Bank Advantage
Join a retail contract program that gives dealerships the flexibility to close more sales and generate higher gross profits.
Axos Dealer Services can help you increase sales and generate higher gross profits. We believe that the creditworthiness of your buyer is more important than the age of the vehicle. And our creative finance terms will help you close more sales. We offer financing that supports both new and used vehicle purchases. And with terms up to 96 months for virtually any year, make, or model, we can help get you to that lower payment. Offering you generous advances of up to 145% LTV and fast funding so you can get your money faster. Ready? Email Dealer Services to get in touch with a local dealer relationship manager today.
Terms up to 96 Months
With auto loans up to 96 months, dealership clients can close sales efficiently and generate more profits.
Finance Any Year,
Make & Model*
Put your customers in the car they want at the monthly payment they need to help you increase sales.
Higher Gross Profits
With longer-term loans that others don’t offer, we give dealers an edge in boosting gross profits.
Advances up
to 145% LTV
Axos dealer partners are equipped to maximize their front- and back-end profit on qualifying deals.
Auto Financing From $10,000 to $100,000
We give dealers options, including a large range of auto financing to meet their needs and boost sales.
Experience You Can Trust
Our auto finance professionals bring more than 30 years of experience to help you close sales.
DealerTrack DealUpdate
Immediately refresh the structure and term of the application with Axos for a faster turnaround time.
Select the “DealUpdate” button on the Application Status Detail Page to get started!
Frequently Asked Questions
Can my dealership use your program?
The retail contract program offered by Axos Dealer Services is presently available to franchised and select independent dealerships in Arizona, California, Colorado, Delaware, Florida, Georgia, Iowa, Idaho, Illinois, Indiana, Kansas, Kentucky, Maine, Minnesota, Missouri, North Carolina, New Hampshire, New Mexico, Nevada, Ohio, Pennsylvania, South Carolina, Tennessee, Texas, Vermont, Washington, Wisconsin. We are expanding so please give us a call.
Are you a full spectrum lender?
No, our singular focus is on a segment of your prime buyers who are well-established, have a solid income and a strong credit history and are seeking a payment or deal structure your traditional finance sources simply don’t accommodate (i.e. extended terms and strong advances on any year or make of vehicle).
What is the loan to value (LTV) maximum
For your most creditworthy buyer, the maximum LTV is 145% - this number will fluctuate depending on creditworthiness and debt serviceability.
How quickly do you fund a retail contract?
A complete retail contract package is typically funded within 24 hours of receipt.
How do I join the network of Axos Dealer Services dealerships?
Axos Dealer Services employs dealer relationship managers, each of whom is located within their assigned market area, to provide a readily available, knowledgeable, and well-informed resource to our dealership clients. We invite you to speak with one of them to learn how Axos Dealer Services can partner with your dealership to increase vehicle and finance gross with satisfactory service for customers. Visit the Contact Us page for contact information.