Insight
HELOC or Cash-Out Refinance: Which Is Right for Me?
Homeowners can leverage their home equity to get more done. But how do you know which home equity loan option to choose?
Certificates of Deposit (CDs)
Reach your savings goals with high interest yields and guaranteed returns. Enjoy predictable returns, no market risk, and the flexibility to choose your CD terms.
Deposit accounts FDIC insured up to $250K individual and $500K joint
Need more protection? Access expanded coverage up to $265MM with Axos Bank InsureGuard+ Savings from IntraFi® Network DepositsSM.
Features
- Earn up to 0.20% APY1,2
- Free electronic interest transfers
- 3 to 60 month terms available
- $1,000 minimum amount to open an account
- No setup or maintenance fees
- Auto renewal with 10-day grace period
- FDIC insured
Our Rates
Earn up to 0.20% APY1,2. Grow your money and reach your savings goals with competitive interest rates, guaranteed returns, and absolutely no market risk. Plus your deposits are FDIC-insured up to the maximum allowable limits.
Term | APY1,2 | Rate | |
|---|---|---|---|
3 months | 0.20% | 0.20% | |
6 months | 0.20% | 0.20% | |
12 months | 0.20% | 0.20% | |
24 months | 0.20% | 0.20% | |
36 months | 0.20% | 0.20% | |
48 months | 0.20% | 0.20% | |
60 months | 0.20% | 0.20% |
Digital tools at your fingertips.
Easier, smarter banking starts with the Axos all-in-one mobile app.
- Sync all financial accounts into one dashboard.
- Analyze your saving and spending behavior.
- Chat 24/7 with a virtual financial assistant.
- Add, move, and send money to friends and others.
- Automate your bill payments.
- Monitor your credit score for free.
Security You Can Count On
Anti-Virus and Malware Protection
We execute regular updates to detect and prevent viruses and malicious software.
SSL Encryption
Our 128-bit Secure Socket Layer (SSL) encryption ensures your data remains private and secure.
2-Step Authentication
For identity verification, we ask questions that only you know the answer to, or we'll send a security code to your registered device.
Automatic Logout
Inactive sessions are automatically logged out to prevent unauthorized data collection or use of your accounts.
Account Monitoring
All accounts are regularly monitored for potential fraud.
Usernames and Passwords
We do not and will not share your usernames or passwords.
Axos Bank is on the cutting edge of financial technology and provides a comfortable online banking experience.
Ali N.
Excellent customer service and a truly professional bank. I’ve had the best experiences in dealing with Axos Bank team members. I definitely recommend banking with their team. I’m looking forward to many years of doing business together.
Raving B.
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Financial Articles & Tools
Tool
Mortgage Calculator
Use our mortgage calculator to help you set a realistic budget and determine a perfect home loan fit.
Insight
First-Time Mortgage Refinance Guide
Worried that refinancing your home loan will be too much effort? Check out this guide.