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Deposit accounts FDIC insured up to $250K individual and $500K joint

Need more protection? Access expanded coverage up to $150 million with Axos Bank InsureGuard+ Savings from IntraFi® Network DepositsSM. Learn More >


  • Earn up to 0.20% APY1,2
  • Free electronic interest transfers
  • 3 to 60 month terms available
  • $1,000 minimum amount to open an account
  • No setup or maintenance fees
  • Auto renewal with 10-day grace period
  • FDIC insured

Our Rates

Earn up to 0.20% APY1,2. Grow your money and reach your savings goals with competitive interest rates, guaranteed returns, and absolutely no market risk. Plus your deposits are FDIC-insured up to the maximum allowable limits.
Our Rates <span id="cdproducts"> </span>
Term APY1,2 Rate
3 months 0.20% 0.20% Open an Account
6 months 0.20% 0.20% Open an Account
12 months 0.20% 0.20% Open an Account
24 months 0.20% 0.20% Open an Account
36 months 0.20% 0.20% Open an Account
48 months 0.20% 0.20% Open an Account
60 months 0.20% 0.20% Open an Account
Digital Banking Tools
Digital Banking Tools
  • Free Mobile Deposit - Deposit checks anytime, anywhere using your computer or mobile device.
  • Online Bill Pay - Bye-bye, missed payments. Manage all of your bills within one dashboard.
  • Mobile Banking - Download our mobile app to manage your accounts anytime. Available for iPhone and Android devices.
  • No-Hassle Switch Kit - Switching from your current bank? Our step-by-step checklist makes it simple and stress-free.

Security You Can Count On

Anti-Virus and Malware Protection
We execute regular updates to detect and prevent viruses and malicious software.
SSL Encryption
Our 128-bit Secure Socket Layer (SSL) encryption ensures your data remains private and secure.
2-Step Authentication
For identity verification, we ask questions that only you know the answer to or we'll send a security code to your registered device.
Automatic Logout
Inactive sessions are automatically logged out to prevent unauthorized data collection or use of your accounts.
Account Monitoring
All accounts are regularly monitored for potential fraud.
Usernames and Passwords
We do not and will not share your usernames or passwords.

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