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Deposit accounts FDIC insured up to $250K individual and $500K joint

Need more protection? Access expanded coverage up to $240 million with Axos Bank InsureGuard+ Savings from IntraFi® Network DepositsSM. Learn More >


  • Earn up to 0.20% APY1,2
  • Free electronic interest transfers
  • 3 to 60 month terms available
  • $1,000 minimum amount to open an account
  • No setup or maintenance fees
  • Auto renewal with 10-day grace period
  • FDIC insured

Our Rates

Earn up to 0.20% APY1,2. Grow your money and reach your savings goals with competitive interest rates, guaranteed returns, and absolutely no market risk. Plus your deposits are FDIC-insured up to the maximum allowable limits.
Our Rates <span id="cdproducts"> </span>
Term APY1,2 Rate
3 months 0.20% 0.20% Open an Account
6 months 0.20% 0.20% Open an Account
12 months 0.20% 0.20% Open an Account
24 months 0.20% 0.20% Open an Account
36 months 0.20% 0.20% Open an Account
48 months 0.20% 0.20% Open an Account
60 months 0.20% 0.20% Open an Account

Digital tools at your fingertips.

Easier, smarter banking starts with the Axos all-in-one mobile app.

  • Sync all financial accounts into one dashboard.
  • Analyze your saving and spending behavior.
  • Chat 24/7 with a virtual financial assistant.
  • Add, move, and send money to friends and others.
  • Automate your bill payments.
  • Monitor your credit score for free.

Security You Can Count On

Anti-Virus and Malware Protection
We execute regular updates to detect and prevent viruses and malicious software.
SSL Encryption
Our 128-bit Secure Socket Layer (SSL) encryption ensures your data remains private and secure.
2-Step Authentication
For identity verification, we ask questions that only you know the answer to or we'll send a security code to your registered device.
Automatic Logout
Inactive sessions are automatically logged out to prevent unauthorized data collection or use of your accounts.
Account Monitoring
All accounts are regularly monitored for potential fraud.
Usernames and Passwords
We do not and will not share your usernames or passwords.

Ready to apply?

All you need is a valid ID, your Social Security Number, and 15 minutes. Apply Now

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