Refer a Friend
Invite a friend to join you and enjoy a better banking experience. What's in it for you? Besides the satisfaction of helping other save money? You and your friend can score $20 for every qualified referral you make.
Earn up to
1.25
%
APY
At Axos Bank, we liberate customers from the constraints of traditional banking. Because we're 100% digital, our overhead costs are lower than traditional banks. Smarter savings means more money for you.
Great rates on our products
Essential Checking
Just what you need, right when you need it. No fees. Get your paycheck up to two days early with Direct Deposit Express. Unlimited ATM fee reimbursements. More Details
POPULAR
Rewards Checking
Up to 1.25% APY. No maintenance fees. No non-sufficient fund fees. No minimum balance requirements. Plus, unlimited domestic ATM fee reimbursements. Open today, compound tomorrow. More Details
CashBack Checking
Up to 1.00% cash back on all transactions that require a signature. No maintenance fees. No annual fees. Unlimited domestic ATM fee reimbursements plus unlimited check writing privileges. More Details
Golden Checking (Age 55+)
0.20% APY on all balances so you can spend and earn within one account. Free personal checks. No maintenance fees. No minimum balance requirements. Plus, up to $8.00 domestic ATM fee reimbursements per month. More Details
First Checking (Ages 13 - 17)
0.25% APY. Teach your child money management from the safety of a joint checking account. No maintenance fees. No non-sufficient fund fees. Plus, up to $12.00 domestic ATM fee reimbursements per month. More Details
Compare Checking Accounts
Innovative Banking Features
Peer-to-Peer Payments
Pay your friends directly, fast! All you need is their mobile number or email. It's easy!
Account Alerts
Turn on alerts to keep you in the know about your account. You can choose to receive them through text, push notification, or email -- it's up to you.
Debit Card Management
Activate, deactivate, or reactivate your debit card, request a replacement card, or set a travel alert. All from your device. Debit card management made easy.
Biometric Identification
Your security is our top priority. You can now confirm your identity on your mobile device with voiceprint, fingerprint, or facial recognition.
Automate Your Bills
Never miss a bill payment again. With Bill Pay, you can automate your entire bill payment process.
Savings Accounts
Ready to start saving smarter? With industry-leading interest rates,
our savings accounts will help you reach your goals faster.