Our Close-Of-Escrow Guarantee

Planning to purchase a home?

With Axos Bank you'll close on time – guaranteed.

To learn more call 888-546-2634.

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Close on Time – Guarantee

Axos Bank offers a Close-of-Escrow Guarantee to homebuyers nationwide. If we miss the close of escrow date on your new home purchase, subject to the guidelines and exclusions outlined below, Axos Bank will waive its lender fee1, up to a $950 savings.

General Guidelines

  • Single family home purchase loans only.
  • The close-of-escrow date on the fully executed purchase contract must be no less than 30 days from the application date of your loan.
  • Fully executed purchase contract must be provided to Axos Bank within 24 hours of the application date.
  • Borrowers are required to execute initial loan disclosures within 48 hours of receiving them via email.
  • Borrowers are required to submit all loan conditions to Axos Bank within 48 hours of each request.
  • Borrowers are required to execute closing documents within 24 hours of when they are delivered to escrow.
  • The appraisal must be scheduled within 5 days of the application date, with inspection no later than 15 days before close of escrow date.
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Exclusions

  • Short sales
  • Delays due to unforeseen appraisal issues
  • Refinance and Home Equity transactions
  • New Home Construction
  • Properties with repairs needed or additional inspections required based on appraisal
  • Loans with guideline or pricing exceptions
  • Loan amounts of $1 million or greater
  • Loans requiring two appraisals
  • Delays due to weather or an act of God
  • Any deviation from the general guidelines stated in this guarantee
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© 2026 Axos Financial, Inc., All Rights Reserved. © 2026 Axos Bank, All Rights Reserved. © 2026 Axos Invest LLC. Member FINRA & SIPC. All Rights Reserved. © 2026 Axos Invest, Inc. All Rights Reserved.

Bank products and services are offered by Axos Bank®. All deposit accounts through Axos Bank brands are FDIC insured through Axos Bank. All deposit accounts of the same ownership and/or vesting held at Axos Bank are combined and insured under the same FDIC Certificate 35546. All deposit accounts through Axos Bank brands are not separately insured by the FDIC from other deposit accounts held with the same ownership and/or vesting at Axos Bank. For more information read Axos Bank’s FDIC Notice.

Advisory services are offered by Axos Invest, Inc., an investment adviser registered with the Securities and Exchange Commission (“SEC”). For information about our advisory services, please view our Form CRS or our ADV Part 2A Brochure, free of charge. Brokerage services and securities products are offered by Axos Invest LLC, Member FINRA & SIPC. YOU MAY FIND MORE INFORMATION ABOUT OUR FIRM ON FINRA’S BROKERCHECK. View the background of this firm, or REVIEW our Form CRS. All cash and securities held in Axos Invest client accounts are protected by SIPC up to $500,000, with a limit of $250,000 for cash. Read more information about SIPC on the SIPC web page.

Securities and other non-deposit investment products and services are not deposits, obligations of or guaranteed by Axos Bank, are not insured by the FDIC or any governmental agency, and are subject to investment risk including possible loss of the principal invested. Past performance of a security does not guarantee future results or success.

Axos Invest LLC, Axos Invest, Inc., and Axos Bank are separate but affiliated companies.

Axos Bank NMLS# 524995

1

Applications received on or after 3/3/2026 on new first-lien mortgages, Axos Bank will waive its full lender fee if the conditions below are met:

  • The mortgage applicant(s) must open a new Axos ONE personal checking and savings account bundle during the mortgage application process.

  • Qualifying accounts must have an available balance of at least $5,000 at the time the Initial Closing Disclosure for the mortgage is issued.

If the mortgage applicant already has:

  • An active mortgage account serviced by Axos Bank, or

  • An Axos Bank or UFB consumer deposit account (as a primary or joint owner), with a minimum available account balance of $5,000 or more at the time the Initial Closing Disclosure is issued.

This offer may be modified or discontinued at any time. Please contact an Axos Bank Mortgage Loan Originator for additional details. Applicants remain responsible for all third-party fees and prepaid items. HELOC’s, VA Loans, and 2nd lien mortgages are not eligible for the promotional offer.

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