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Key Features

  • Zero-fee Private Client Checking account with 0% APY
  • Higher transaction limits with Private Client Checking
  • Exclusive financing benefits for home loans and auto refinancing
  • Lounge access (Priority Pass™)
    Enjoy VIP access at over 1,200 airport lounges around the globe
  • Expanded multi-million dollar FDIC insurance available

Private Client Checking

Experience next-level banking. Private Client Checking includes a set of exclusive benefits to help you manage your money effortlessly.

  • No monthly service fees
  • Reimbursements for domestic and foreign ATM fees
  • High transaction limits (see below for details)
  • Unlimited complimentary domestic and international wires
  • Complimentary Visa debit card
  • Maintain average daily balance of $250,000
  • Minimum balance required to open an account: $250,000
  • Currency conversion fee reimbursements
  • Digital money management tools
  • No stop payment fees
  • No overdraft or non-sufficient fund fees
  • Complimentary personal checks

Enjoy Credit Card Like Benefits on Your Premier Debit Card 1

  • Visa Concierge
  • Emergency Card Replacement Worldwide
  • Price Protection and Purchase Security
  • Extended Warranty Program
  • Travel and Roadside Assistance Services
  • Lost Luggage Reimbursements

As an Axos Bank Private Client debit cardholder, you can enjoy four free visits with up to two guests to over 1,200 airport lounges worldwide with your complimentary 12 month Priority Pass™ Select Membership. Learn more about your benefits at


Private Client Savings

Grow your savings faster with industry-leading interest rates. Private Client Savings offers up to 0.70% APY*2 to help you get the most value from your reserve funds.

  • No service fees
  • Digital money management tools
  • Complimentary ATM card upon request
  • Minimum balance required to open an account: $250,000
  • Maintain average daily balance of $250,000

Earn up to



APY *2

on Private Client Savings

Not ready for a Private Client Checking account? You can still earn 0.61% APY* with a Private Client Savings account, a la carte.

High Transaction Limits

Manage your money, your way. With Private Client Checking, you have access to high transaction limits for seamless high-volume banking.

Transaction limits:

  • Mobile deposits - $100,000 per day
  • Electronic funds transfers - $45,000 per day and $75,000 per month
  • Bill payments - $9,999.99 per bill and $19,999 per day
  • Peer-to-peer payments - $15,000 per day and $30,000 per month
  • Point of sale - $5,000 per day

Private Lending Perks

Get the help you need for your next loan. With Private Client Banking, we offer seamless benefits to help you manage your loans with confidence.

Benefits include:

  • No lender fees on home loans
  • 0.25% discount on home equity line of credit
  • 90 days until first auto refinancing payment is due (when linked to an Axos account for payment)
  • Discount and higher limit overdraft line of credit when available

Get Started Today

If you’re ready to experience elevated banking, our team is happy to help. Call 1-855-818-4113 to join the Private Client Banking program today.