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Business Certificate of Deposit

Guaranteed Returns.
More Control.

Earn guaranteed returns on your money and choose flexible terms ranging from three months to five years. Save smarter, save faster.

Get an advantage in growing your business accounts.

Guaranteed returns

No market risk

Interest compounded daily

Business Certificate of Deposit

Best for small to mid-sized businesses

  • Auto renewal with 10-day grace period
  • $1,000 minimum opening deposit
  • FDIC insured up to $250,000 per depositor

Business Certificate of Deposit Interest Rate

Term APY* Rate
3 months 0.10% 0.10%
6 months 0.15% 0.15%
12 months 0.20% 0.20%
18 months 0.20% 0.20%
24 months 0.20% 0.20%
36 months 0.20% 0.20%
48 months 0.20% 0.20%
60 months 0.20% 0.20%

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Looking for a different account?

Check out our business checking account options.

Your one-stop shop for managing finances.

Easier, smarter banking starts with the Axos all-in-one mobile app.

  • View your business and personal bank accounts.
  • Send wire transfers and schedule bill payments.
  • Keep your accounts safe with enhanced security measures.
  • Easily move money between accounts.
  • Monitor your credit score for free.

Frequently Asked Questions