Business Savings

Small Business Doesn’t Mean Small Savings

Get down to business with a bank account that’s serious about savings. Grow your money with compound interest and pay no monthly maintenance fee.

Best Small Business Checking Accounts

ChamberofCommerce.com

Best Banks for Small Businesses

Digital.com

One of America’s Best Banks

Forbes

Business deposit accounts FDIC insured up to $250k.

Expand FDIC coverage up to $265 million with Axos Bank Insured Cash Sweep through IntraFi® Network DepositsSM.

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Features

  • Variable interest compounded daily
  • $1,000 minimum opening deposit
  • Free image statements
  • Free online and mobile banking, with remote deposit anywhere
  • No monthly maintenance fees with $2,500 minimum Average Daily Balance1

Balance your books faster. Combine Axos with QuickBooks and Quicken.

Run, protect, and grow your business anytime, anywhere by syncing your Axos account. From tax preparation and income reporting to monitoring the interest you’re earning, our digital approach provides the technology your business needs.

  • Financial information is protected 24/7 with bank-level encryption.
  • Manage your Axos accounts directly through your profile.
  • Export statements straight from the Axos app.
  • Automated transactions means every penny is accounted for in real-time.

Our Rates

TIER

APY*

Rate

$0 - $49,999.99

0.20%

0.20%

$50,000 - $249,999.99

0.20%

0.20%

$250,000 - $499,999.99

0.20%

0.20%

$500,000 - $699,999.99

0.20%

0.20%

$700,000 - $999,999.99

0.20%

0.20%

$1,000,000 - $4,999,99.99

0.20%

0.20%

$5,000,000 or More

Contact a Business Banking Relationship Manager at 844-678-2726 for current rates

Contact a Business Banking Relationship Manager at 844-678-2726 for current rates

Additional Services

Online Account Access

Free with all personal and business bank accounts including complimentary access to bill pay and image statements.

Mobile Banking

Download our mobile app to manage your personal and business accounts anytime. Available for iPhone and Android devices.

Remote Deposit Anywhere

Deposit checks anytime, anywhere using your mobile device.

Ready to Apply?

Speak with a business banking relationship manager Monday-Friday 6 a.m. to 6 p.m. PT, excluding federal holidays

Already an account holder? We offer 24/7 Customer Service, just for you
Call us at 844-678-2726

Your one-stop shop for managing finances.

Easier, smarter banking starts with the Axos All-In-One Mobile App.

  • View your business and personal bank accounts.
  • Send wire transfers and schedule bill payments.
  • Keep your accounts safe with enhanced security measures.
  • Easily move money between accounts.
  • Balance your books with accounting software integration.

Articles & Tools

Insight

HELOC or Cash-Out Refinance: Which Is Right for Me?

Homeowners can leverage their home equity to get more done. But how do you know which home equity loan option to choose?

Tool

Mortgage Calculator

Use our mortgage calculator to help you set a realistic budget and determine a perfect home loan fit.

Insight

First-Time Mortgage Refinance Guide

Worried that refinancing your home loan will be too much effort? Check out this guide.

© 2025 Axos Financial, Inc., All Rights Reserved. © 2025 Axos Bank, All Rights Reserved. © 2025 Axos Invest LLC. Member FINRA & SIPC. All Rights Reserved. © 2025 Axos Invest, Inc. All Rights Reserved.

Bank products and services are offered by Axos Bank®. All deposit accounts through Axos Bank brands are FDIC insured through Axos Bank. All deposit accounts of the same ownership and/or vesting held at Axos Bank are combined and insured under the same FDIC Certificate 35546. All deposit accounts through Axos Bank brands are not separately insured by the FDIC from other deposit accounts held with the same ownership and/or vesting at Axos Bank. For more information read Axos Bank’s FDIC Notice.

Advisory services are offered by Axos Invest, Inc., an investment adviser registered with the Securities and Exchange Commission (“SEC”). For information about our advisory services, please view our Form CRS or our ADV Part 2A Brochure, free of charge. Brokerage services and securities products are offered by Axos Invest LLC, Member FINRA & SIPC. YOU MAY FIND MORE INFORMATION ABOUT OUR FIRM ON FINRA’S BROKERCHECK. View the background of this firm, or REVIEW our Form CRS. All cash and securities held in Axos Invest client accounts are protected by SIPC up to $500,000, with a limit of $250,000 for cash. Read more information about SIPC on the SIPC web page.

Securities and other non-deposit investment products and services are not deposits, obligations of or guaranteed by Axos Bank, are not insured by the FDIC or any governmental agency, and are subject to investment risk including possible loss of the principal invested. Past performance of a security does not guarantee future results or success.

Axos Invest LLC, Axos Invest, Inc., and Axos Bank are separate but affiliated companies.

Axos Bank NMLS# 524995

*

The Annual Percentage Yield (APY) is accurate as of 12/4/2025. The interest rate and corresponding APY for savings is variable and is set at our discretion. This is a tiered variable rate account. Interest rates may change as often as daily without prior notice. Fees may reduce earnings.

1

$5 monthly maintenance fee if the Average Daily Balance falls below $2,500.