Wholesale & Correspondent Portfolio Lending
Jumbo Cash-Flow mAXimizer
Welcome to next-level financing. Provide a truly unique mortgage experience: The freedom to choose how much to pay each month. Help clients maximize their cash flow to build wealth.
Loan Guidelines – Review our program guidelines.
How Cash-Flow mAXimizer Works
For the first five years, borrowers select the payment that’s best for them each month: minimum or interest-only. This allows them to control their cash flow based on their individual goals and budgeting needs.
Program Highlights:
- 5/6 ARM
- Loan amounts starting at $1 over conforming, up to $30MM
- Flexible monthly payment options
- California, Florida, and New York properties
- Owner-occupied, vacation, and investment properties
- 700 minimum FICO score
See It In Action
Here’s how we helped a homebuyer in Beverly Hills, CA control their cash flow while purchasing the home of their dreams
- $1.83MM purchase price
- $647,201 loan amount
- DTI exception over 52%
- $1MM in gift funds
- Pay Rate 2.5% less than Note Rate
Other Recently Closed Loans
100% Cash Out
Hassle-Free Refinance
DSCR
Topanga, CA
- $2.7MM value
- $1.4MM loan amount
- Vesting in entity
- 5/1 Interest-Only ARM
$9.87MM
Stock Pledged
Bank Statement Qualifying
Newport Coast, CA
- $16MM purchase price
- Owner occupied
- $3.2MM cash pledge to lower ELTV
- 12-month bank statement qualifying
91.88% LTV
Mortgage Property
Cross-Collateralization
Beverly Hills, CA
- $36.7MM loan amount
- Property #1 - $40MM
- Bridge-to-permanent refinance
Have questions?
Call us at 888-585-4869 or email [email protected].