Wholesale & Correspondent Portfolio Lending

DSCR Loan Program

Help investor clients qualify for a loan quicker. Use expected rental income instead of traditional income paperwork.

  • Loans from $150K to $30MM+

  • Short Duration Prepay (18 months)

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    Loan Guidelines – Review our program guidelines.

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    Offer Fast & Easy Close to Real Estate Investors

    Help your clients streamline their rental property purchase or refinance. Less paperwork closes their loan faster. Available for single-family residences and properties with up to 4 units.

    Working with a client purchasing a California property? Loans to entities are also available.

    • 1:1 ratio rent to P&I payment
    • No limit on cash-out amounts
    • Interest-only options available
    Price a Loan

    DSCR in Action: Hassle-Free Cash Recapture

    Here’s how we helped an investor recapture their cash with a low-doc rental property refinance in Topanga, CA.

    • $2.7MM property value
    • $1.4MM loan amount
    • Vesting in entity
    • 4.75% 5/1 interest-only ARM
    • 100% cash out

    Recently Closed Loans

    $647,201

    Cash-Flow mAXimizer

    Beverly Hills, CA

    Loan Amount

    • $1.83MM purchase price
    • DTI exception over 52%
    • $1MM in gift funds
    • Pay Rate 2.5% less than Note Rate

    $12.8MM

    Bank Statement Qualifying

    Newport Coast, CA

    Stock Pledged

    • $16MM purchase price
    • Owner occupied
    • $3.2MM cash pledge to lower ELTV
    • 12-month bank statement qualifying

    91.88% LTV

    Cross-Collateralization

    Beverly Hills, CA

    Mortgage Property

    • $36.7MM loan amount
    • Property #1 - $40MM
    • Property #2 - $33MM
    • Bridge-to-permanent refinance

    Explore All Products

    Let's Connect

    We’d love to partner with you. Submit your information and we’ll be in touch.

    Call (888) 585-4869, Monday through Friday, 8:30 a.m. to 5 p.m. PT.

    Email [email protected] with questions or to request a Seller Application Package.

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    Have questions?

    Call us at 888-585-4869 or email [email protected].

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