High Yield Money Market

Enjoy the security of traditional savings with the advantage of high interest rates and limited transactions. No fees. No minimum balance required to open the account. The Axos Bank High Yield Money Market Account means more in your pocket.

Deposit accounts FDIC insured up to $250K individual and $500K joint

Need more protection? Access expanded coverage up to $265MM with Axos Bank InsureGuard+ Savings from IntraFi® Network DepositsSM.

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Features

  • Earn 0.25% APY*
  • FDIC Insured
  • Check writing privileges
  • No monthly maintenance fees
  • No minimum balance required to open the account
  • Access your savings with a debit card

High Yield Money Market

Tier

APY*

Rate

$0-$9,999.99

0.25%

0.25%

$10,000-$24,999.99

0.25%

0.25%

$25,000-$49,999.99

0.25%

0.25%

$50,000-$99,999.99

0.25%

0.25%

>$100,000

0.25%

0.25%

Helpful Banking Features

Peer-to-Peer Payments

Pay your friends directly from your account. All you need is their mobile number or email. It’s fast, easy, and secure.

Account Alerts

Want to stay up-to-date on your activity? We’ve got you covered. Turn on alerts and get real-time updates on your account activity. Get notified via text, push notifications, or email – it’s all up to you!

Debit Card Management

Activate, deactivate, or reactivate your debit card – all from your banking dashboard. Need a replacement card? Traveling soon? Not a problem – take care of all your debit card needs online.

Biometric Authentication

Fingerprints, voiceprints, and facial recognition = peace of mind. At Axos Bank, your security is our top concern. Boost your account security with biometric authentication – and keep the scammers away.

Automate Your Bills

Never miss a bill payment again. With Bill Pay, you can truly “set it and forget it” by auto-paying bills directly from your account.

Security You Can Count On

Anti-Virus and Malware Protection

We execute regular updates to detect and prevent viruses and malicious software.

SSL Encryption

Our 128-bit Secure Socket Layer (SSL) encryption ensures your data remains private and secure.

2-Step Authentication

For identity verification, we ask questions that only you know the answer to, or we'll send a security code to your registered device.

Automatic Logout

Inactive sessions are automatically logged out to prevent unauthorized data collection or use of your accounts.

Account Monitoring

All accounts are regularly monitored for potential fraud.

Usernames and Passwords

We do not and will not share your usernames or passwords.

Everything was quick and easy. They have very professional and helpful staff. I would absolutely recommend using Axos Bank for any financial needs.

Linda|Florida

I absolutely love everything about how easy it is to bank with Axos, and the speed at which your questions are answered. I love that I don't have pay the usual banking fees that other banks charge!

Stephen

Ready to Apply?

All you need is a valid ID, your Social Security number, and 15 minutes.

Articles & Tools

Insight

Time to start saving for a sunny day

You’ve got rainy-day savings. Great! But what about an account dedicated to saving for the good things in life?

Tool

APY Interest Calculator

Use our APY Interest Calculator to see how our competitive interest rates can help your money grow faster.

Insight

Trick yourself into spending less

Check out top tips for tricking your brain into spending less money — without forcing you to go to extremes.

© 2025 Axos Financial, Inc., All Rights Reserved. © 2025 Axos Bank, All Rights Reserved. © 2025 Axos Invest LLC. Member FINRA & SIPC. All Rights Reserved. © 2025 Axos Invest, Inc. All Rights Reserved.

Bank products and services are offered by Axos Bank®. All deposit accounts through Axos Bank brands are FDIC insured through Axos Bank. All deposit accounts of the same ownership and/or vesting held at Axos Bank are combined and insured under the same FDIC Certificate 35546. All deposit accounts through Axos Bank brands are not separately insured by the FDIC from other deposit accounts held with the same ownership and/or vesting at Axos Bank. For more information read Axos Bank’s FDIC Notice.

Advisory services are offered by Axos Invest, Inc., an investment adviser registered with the Securities and Exchange Commission (“SEC”). For information about our advisory services, please view our Form CRS or our ADV Part 2A Brochure, free of charge. Brokerage services and securities products are offered by Axos Invest LLC, Member FINRA & SIPC. YOU MAY FIND MORE INFORMATION ABOUT OUR FIRM ON FINRA’S BROKERCHECK. View the background of this firm, or REVIEW our Form CRS. All cash and securities held in Axos Invest client accounts are protected by SIPC up to $500,000, with a limit of $250,000 for cash. Read more information about SIPC on the SIPC web page.

Securities and other non-deposit investment products and services are not deposits, obligations of or guaranteed by Axos Bank, are not insured by the FDIC or any governmental agency, and are subject to investment risk including possible loss of the principal invested. Past performance of a security does not guarantee future results or success.

Axos Invest LLC, Axos Invest, Inc., and Axos Bank are separate but affiliated companies.

Axos Bank NMLS# 524995

*

The Annual Percentage Yield (APY) is accurate as of 12/5/2025. The interest rate and corresponding APY for savings is variable and is set at our discretion. This is a tiered variable rate account. Interest rates may change as often as daily without prior notice. Fees may reduce earnings.