New Home Construction Loans
Residential construction financing for every stage and strategy.
Flexible financing solutions for building your forever home or investment property, available to homeowners directly and through our trusted mortgage partners.
Find the right construction loan option.
We offer tailored solutions for every type of borrower. Select the option that best fits your project and application method.
New home construction loans for primary and second homes.
Our construction-to-permanent loans make building your forever home simple and efficient.
- Loan amounts from $1MM to $15MM+.
- Construction terms up to 36 months.
- Interest-only payments during construction.
- One-time close solution for both construction and permanent financing.
- Converts to 5/6 ARM (30-year) after construction.
- Streamlined transition to permanent financing.
- Financing available for major remodels and renovations.
Residential construction loans for investment properties.
Our lending solutions help investors finance homes to sell with flexible terms and competitive rates.
- 1–4 unit residential properties.
- Loan amounts from $1MM to $15MM+.
- Construction terms up to 24 months.
- Non‑Dutch interest structure — interest charged only on funds drawn.
- Designed for spec builds and investment projects.
- Streamlined draw process with third‑party fund control.
Partner with us to deliver more for your clients.
Our residential construction lending solutions offer competitive financing for new home builds, renovations, and investment properties.
How to get a loan to build a house?
To get a construction loan, you’ll need a specialized lender and meet financial and project requirements. Here’s the process in five steps:
- Prepare Your Plans & Budget Work with an architect and a licensed, insured builder to finalize detailed blueprints, specifications, and a complete construction budget.
- Get Your Project Pre-Qualified with Us Connect with us to review your financial profile, project details, and budget to confirm preliminary eligibility and loan structure.
- Apply for your Construction Loan Submit your full loan application along with finalized plans, builder information, and financial documentation for underwriting review.
- Loan Approval & Closing Once underwriting conditions are satisfied, your loan is approved and closed, and construction funds are set up to be released in stages as work is completed.
- Build & Transition to Permanent Financing Construction funds are released in stages as work is completed, and once your home is finished, the loan transitions seamlessly into permanent financing so you can move in and enjoy your new home.
Let’s Connect
We'd love to partner with you. Submit your information and we'll be in touch.
If you prefer to speak with us by phone, call 888-310-6893 for homeowners or 888-585-4869 for brokers.