Rewards Checking
Next-level banking?
Next-level banking?
Yeah, we got that.
Up to 1.25% APY.* No fees. Unlimited ATM fee reimbursements. View Rates
Best Overall Bank Checking Account
Forbes Advisor
Best Checking Account for High Interest
NerdWallet
Best Checking Account Overall
Motley Fool's The Ascent
Only for the cool kids.
Think checking accounts are boring? Think again. While other banks sleep on APYs, we craft ours with an extra kick.
UP TO
1.25%
APY
Zero monthly maintenance fees
Zero overdraft or NSF fees
Zero minimum monthly balance reqs
Unlimited domestic ATM fee reimbursements
Online debit card management
Simple, 3-step process for direct deposit
Only $50 to open an account
Rewards Checking
| Tier | APY* | Rate |
|---|---|---|
| Receive monthly direct deposits totaling $1,000 or more | 0.4166% | 0.4166% |
| Use your Axos Visa® Debit Card for a total of 10 transactions per month (min $3 per transaction) | 0.4166% | 0.4166% |
| Use your Axos Visa® Debit Card 5 more times, a total of 15 transactions per month (min $3 per transaction) | 0.4166% | 0.4166% |
| Total | 1.25% | Apply Now |
Ready to apply?
All you need is a valid ID, your Social Security Number, and 15 minutes.