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Get the Mobile App

Take your bank in your pocket. Manage your money anytime, anywhere thanks to online banking. Scan the QR Code on the right to download the Axos App on your phone!

Cell phone displaying Axos mobile app

Add Money to Your Account

Time to make some money moves.

Mobile Deposit

The easiest way to deposit a check. Snap a photo with your camera, and we’ll take care of the rest.

External Bank Transfer

Get a holistic view of your funds. Link your external accounts to see all your money in one place.

Direct Deposit

There’s nothing better than an automatic paycheck deposit into your account. Just set it and forget it.

Funding Requirements

Check the list below to see if your account has funding requirements.

Account Name Minimum Opening Deposit
Essential Checking $0
Total Loan Rewards Checking $0
Cashback Checking $50
First Checking $50
Rewards Checking $50
Golden Checking $250
Account Name Minimum Opening Deposit
Select Checking $1,000
World Checking $75,000
Advisor Private Client Checking $50,000
Private Client Checking $250,000
Account Name Minimum Opening Deposit
First Savings $50
High Yield Savings $250
High Yield Money Market $1,000
Account Name Minimum Opening Deposit
Select Savings $100
Select High Yield Money Market $1,000
Advisor Private Client Savings $50,000
World Savings $75,000
InsureGuard+ Savings $245,000
Private Client Savings $250,000

Transfer Limits

We’re committed to protecting your money, so to reduce the risk of fraud we set a limit on fund transfers. Here’s what you need to know.

green checkmark There is an initial limit on your first deposit into your new account. After that, there will be daily and monthly limits on both inbound and outbound transfers.*
green checkmark Our limits increase over time.*
green checkmark Inbound transfers take up to three to five business days to process.*
green checkmark For immediate funding, we recommend wire transfers. Find wire transfers in the Move Money section of your online banking account.

*These limits do not apply to wire transfer. Hooray!

Your New Debit Card

Ready to activate your card? Log in to online banking or the mobile app and select the account that corresponds to the new card. Then hit activate. Easy, peasy.

Personal Finance Manager

Money management has never been easier. Use Personal Finance Manager (PFM) to link your external accounts and manage them all in one place.

Evo

Meet your new virtual financial assistant, available 24/7. Get answers to all your banking questions:

green checkmark “What’s my checking account balance?”
green checkmark “What was my last purchase?”
green checkmark “Make a transfer of $50 from checking to savings.”

Chat with Evo throughout the website, or send a secure chat in online banking. And if that wasn’t easy enough, you can also text Evo at 761761.

Learn More
Evo virtual financial assistant

Stay Secure With
Biometric Identification

Keep your account safe from sneaky hackers. Set up voice, fingerprint, or face identification in the app settings.

Biometric icons

Take Your Money Even Further

We’ve got your best interests at heart. Up your finance game with these products.

Self-Directed Trading

Big on autonomy? Buy and sell your own stocks your way.

Managed Portfolios

Crush your investing goals with a professionally curated collection of stocks and funds.

Home Mortgage

Purchase or refinance – we do it all. Work with experts to find an affordable solution.

Auto Loan

Smarter financing in 3 easy steps. Refinance your auto loan today.

Personal Loan

A wedding doesn’t have to break the bank. Find affordable loan options for your specific needs.

Frequently Asked Questions

To transfer funds internally, log in to Online Banking and use the Move Money tab. If you do not see all your internal accounts under the Transfer From section, you may have accounts with another brand acquired by Axos such as Nationwide or UFB. Those accounts can be added as external accounts, or you can send us a secure message with the details of your request. To transfer from a business account to a personal account, please send us a secure message with the details of the request.

If you received an immediate rejection of your mobile deposit, this could mean a variety of things. Please complete these basic troubleshooting steps before making another attempt:

  1. Confirm that the check is endorsed “For Axos Mobile Deposit Only.”
  2. Verify that the check is endorsed by the payee(s). Please note that we do not accept third party checks, so all people listed on the check must be on the account you’re depositing to.
  3. Ensure that the image is clear and legible with no obstructions.
  4. Ensure that the image size is no larger than 2MB if depositing via web browser using My Deposit.

If you are still unable to complete the deposit successfully, log in to Online Banking and send us a secure message. Please include screenshots of any error messages or rejection emails. Please allow up to four business days for a response.

You may need to adjust your notification options within your device settings. Follow these steps:

  1. Open your settings.
  2. Go to Notifications.
  3. Choose the Axos Bank app (make sure the app is closed).
  4. Select which alert notifications you wish to receive.

Click the Forgot Password button on the login screen and follow the steps to receive a password reset email. If you don’t receive an email, it could mean that the email we have on file is invalid, inactive, or blocked. Please reach out to us for additional assistance with password reset if needed.

One-time verification codes are only sent via SMS message to a mobile phone number that has SMS enabled. One-time verification codes cannot be sent to landlines or international phone numbers. Reach out to us for assistance adding or updating your cell phone number on file if you cannot access your account.

You can change the default bill pay account by following these steps:

  1. Log in to your online banking account.
  2. Choose Accounts.
  3. Drag the account you want and drop it at the top of the list of accounts.
  4. Go to the Bill Pay tab to confirm that the default account has changed. Please note that this will also update within the mobile app.
Axos Bank X logo

Have additional questions?

We have answers.

Need more help?

Chat with Evo, or send us a secure message in online banking.