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Apply for a Mortgage in 3 Easy Steps

Check Rates

Fill out the "Get an Instant Rate" form found on this page.

Check Rates

Apply Online

Avoid trips to the bank. Axos makes it easy for you to apply for refinancing.

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Get Pre-Qualified

We deliver home loan pre-qualifications and pre-approvals quickly, to qualified candidates.

Get Pre-Qualified

Call 1.888.546.2634 to speak to a knowledgeable Mortgage Consultant

Home Purchase

Buy your home with confidence. Our team of experienced mortgage professionals is committed to providing the guidance and support you need. You can explore our Guide to Home Purchase that features key insights and helpful tips for the home financing process.

Learn More Get an Instant Quote

Home Refinance

Discover the benefits of refinancing an existing mortgage.
Reduced interest rate. Lower monthly payments. Access to home
equity. Improved loan terms. Speak with our friendly mortgage
consultants to find a home loan solution that matches your
financial goals.

Learn More Get an Instant Quote

Mortgage Options

Explore our broad range of mortgage products including
conforming loans, portfolio loans, VA and FHA loans, plus jumbo
and super jumbo loans. Our experienced mortgage consultants
will help you decide which product is the right fit.

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Mortgage Services

Apply for a mortgage online. Review your loan status. Upload
documents. Make a mortgage payment. New borrower or current
customer, we have just what you need – right when you need it.

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Why Axos?

Loans Optimized For Your Needs

You receive a loan designed for you. With such a broad range of mortgage options, we can optimize a loan to fit your needs. That includes offering niche options like Super Jumbo loan products.

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Makes-Sense Underwriting

You have enhanced options with our personalized lending approach. We can accommodate complex financial structures, high loan amounts, and unique properties.

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Low Mortgage Rates and Fees

You benefit from our branchless structure. By eliminating the high cost of bank branches, we can pass the savings on to you through lower mortgage rates and lender fees.

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Award-Winning Customer Service

You have real-time access to experienced mortgage consultants who are dedicated to providing superior customer service. Simply call us at 1-888-546-2634.

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Technology Designed for You

You are empowered through our agile technology. From our online application process to a convenient Mortgage Calculator, we provide the digital tools you need.

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Quick Close-of-Escrow

You have the advantage of a loan that closes quickly. Our simple, streamlined mortgage process lets you avoid the headaches of a long, drawn-out escrow process.

What our customers are saying


“ I enjoyed all the individuals I worked with. Evan was both friendly and professional and took the time to understand my specific situation and guide me to the proper loan option. Jane was a pleasure to receive her clear timely communication and responses during loan processing, and Diane was highly efficient through the close process. ”


– Daron

Ready to get started?

It's easy to apply, just answer some basic question about your personal finances and the home. Get Pre-Qualified

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