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Home Mortgages

Buy or Refinance – Without the Lender Fee1

Featuring a streamlined loan process and low rates. Dream big with your home purchase or mortgage refinance!

Check Today’s Rates

Select Purchase or Refinance to get started.


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Best Mortgage Lender


The Ascent, A Motley Fool Service

Enjoy a Mortgage With Rewards

Ready to act? Axos Bank offers home savings you can get excited about.

  • $0 lender fee1
  • Up to 3% annualized cash back2
  • Fast loan closing with Close-of-Escrow Guarantee3
  • Low mortgage interest rates
  • Low down payment option!

Plus: Earn 20% of your agent's commission with our HomeAdvantage Cash Rewards Program!4

Purchase Your Home

When your dream home is within reach, you can be confident with the support of a dedicated team, advanced real estate and technology tools, and our Close-of-Escrow Guarantee.3

Refinance Your Home

Imagine what you could do with a lower interest rate, reduced monthly payment, or cash for debt consolidation, home improvements, or something else.

Meet Our Most Popular Mortgage Programs

You have options. Purchase or refinance. Lower your payment. Get cash out. Consolidate debt. Axos Bank lets you customize your mortgage to your goals.

Questions? Call 888-546-2634.

Know When Mortgage Rates Drop

Trying to time your mortgage? Sign up for Rate Watch. Get email alerts when rates drop. It’s quick, easy, and free.

We Can Help You Reach Your Homeownership Goals

    • Loans designed for your unique needs

    • A streamlined home loan process

    • Smart technology and useful tools

    • Real savings through lower rates and fees

    • Options customized for today’s homeowner

    • Superior service from mortgage experts

Plan & Learn

Free mortgage tools and articles to help you on your homeownership journey.


What’s My Home Worth?

We've partnered with HomeAdvantage offering a property valuation calculator to get ready to sell or use home equity to finance your next project.


Rent or Buy?

Calculate how much you could potentially save by buying a home.

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