Customized Portfolio Loan Benefits
- You do not need to have a Social Security number, Green Card, or visa to qualify.
- Second Home: 65% LTV to $3 million and 50% LTV to $5 million.
- Interest-only mortgage options are available.
- No FICO score is required. We accept foreign credit reports or satisfactory alternate credit from your country of origin to show creditworthiness.
- Super Jumbo Mortgages, with loan amounts of up to $25,000,000, are available. We will consider loan amounts over $25,000,000 on a case-by-case basis.
A valid passport and a second form of ID.
Seasoned assets in a known verifiable financial institution. If the documentation is in a foreign language, it needs to be translated by a certified translator.
A Social Security number, Green Card, or visa.
A FICO score. In lieu of a FICO score, the borrower may demonstrate creditworthiness or satisfactory alternate credit by submitting a credit report from his or her country of origin.
Why Choose Axos Bank™?
- Personalized Underwriting: You benefit from an innovative underwriting approach that accommodates complex financial structures, high loan amounts, and unique properties. Mortgage loans tailored to the special needs of nonresident aliens — a mortgage as personal as your home.
- Advanced Technology: Born digital, we make faster decisions. Our 100-percent paperless loan submission and processing means shorter turn times for your loan approval. Discover a streamlined and efficient loan process.
- Dedicated Customer Service: Our team will guide you through the loan approval process. Let us structure a customized Portfolio Loan for your unique financial needs as a foreign national. Exactly what you need when you need it.
- Diverse Product Options: Explore a broad range of mortgage products with many customized options. Loans tailored to your unique needs and financial goals.
- Portfolio Loan Expertise: Access our in-depth knowledge and experience. Axos Bank™ is a premier provider of Portfolio Loans for Super Jumbo Mortgages and loan amounts up to $25,000,000 or more.
- Ready to get started?: Contact one of our experienced Mortgage Consultants at 1-888-546-2634