Discover the Mortgage Product for You
Conforming Loans
Offer some of the lowest interest rates in the market and flexible options tailored to your needs. Available on loan amounts up to $453,100 - or higher amounts in some cases.
Non-Conforming Loans
Provide flexible options for loans that require more personalization for complex financial situations. Designed for larger loan amounts, non-owner occupied properties, and lower down payment options.
FHA Loans
Provide borrowers with low down payment options, low closing costs, and flexible credit qualifying. A popular choice for home purchases, streamlined refinances, and cash-out options.
Portfolio Loans
Give customized loan options based on individual needs. Ideal for borrowers with complex financial structures, high loan amounts, unique properties, or the special needs of foreign national borrowers.
VA Loans
Deliver competitive interest rates, favorable loan terms, and zero down payment options.Guaranteed by the VA, this government mortgage is available to active military members, veterans, and certain other individuals.
Jumbo/Super Jumbo Loans
Allow flexible qualifications, freedom from lending limits, and a wide range of options. Perfect for borrowers wanting loan amounts well above conforming limits to purchase homes and investment properties.
Home Ready Loans
Offer down payment options as low as 3% in most cases. Additional benefits include lower credit score requirements, expanded eligibility, cancellable mortgage insurance, and competitive rates and fees.
Interest-Only Mortgages
Provide an option to pay only the interest on a home loan. Benefits borrowers who want lower monthly payments during the early years of their loan with an option to make principal payments whenever they choose.
Home Equity Loans/Home Equity Lines of Credit
Benefit from accessing the equity in your home through a lump sum payment or revolving credit line. Ideal for homeowners who want to pay off high interest debt or finance major expenses.
Loans for Unique Investment Properties with 5 or more units
Offering a diverse portfolio of lending options tailored to meet your individual real estate investment goals. Our flexible financing programs include mixed-use, student housing, retail, office, industrial, and mobile home park lending.
Three Basic Steps to Get Started
Get Pre-Qualified
We deliver home loan pre-qualifications and pre-approvals quickly, to qualified candidates.
Why Choose Axos Bank™ for Your Home Loan?
Jumbo Loan Expertise
You gain access to our in-depth knowledge and experience as a premier provider of Jumbo Loans and Super Jumbo Loans with loan amounts up to $25,000,000.
Diverse Product Options
You can explore a broad range of mortgage products with many customized options that can be tailored to your unique needs and financial goals.
Personalized Underwriting
You benefit from an evolved underwriting approach that sees applicants as individuals and not simply a collection of numbers and statistics.
First-Time Homebuyers Welcome
You are embraced as a first-time homebuyer and provided resources that will help you navigate the loan process and make it an exceptional experience.
Enhanced Qualification Options
You obtain expanded qualification options that include asset utilization or pledged assets to accommodate complex financial structures and investment portfolios.
Agile Technology
You enjoy the convenience of enhanced systems designed for your needs from instant rate quotes to mortgage calculators to an online application.
Get Pre-Qualified
What our customers are saying
“ I enjoyed all the individuals I worked with. Evan was both friendly and professional and took the time to understand my specific situation and guide me to the proper loan option. Jane was a pleasure to receive her clear timely communication and responses during loan processing, and Diane was highly efficient through the close process. ”
– Daron
