Conforming Loans

Offer some of the lowest interest rates in the market and flexible options tailored to your needs. Available on loan amounts up to $453,100 - or higher amounts in some cases.

Non-Conforming Loans

Provide flexible options for loans that require more personalization for complex financial situations. Designed for larger loan amounts, non-owner occupied properties, and lower down payment options.

FHA Loans

Provide borrowers with low down payment options, low closing costs, and flexible credit qualifying. A popular choice for home purchases, streamlined refinances, and cash-out options.

Portfolio Loans

Give customized loan options based on individual needs. Ideal for borrowers with complex financial structures, high loan amounts, unique properties or the special needs of foreign national borrowers.

VA Loans

Deliver competitive interest rates, favorable loan terms, and zero down payment options. Guaranteed by the VA, this government mortgage is available to active military members, veterans and certain other individuals.

Jumbo/Super Jumbo Loans

Allow flexible qualification, freedom from lending limits, and a wide range of options. Perfect for borrowers wanting loan amounts well above conforming limits to purchase homes and investment properties.

Home Ready Loans

Offer down payment options as low as 3% in most cases. Additional benefits include lower credit score requirements, expanded eligibility, cancellable mortgage insurance and competitive rates and fees.

Interest-Only Mortgages

Provide an option to pay only the interest on a home loan. Benefits borrowers who want lower monthly payments during the early years of their loan with an option to make principal payments whenever they choose.

Home Equity Loans/Home Equity Lines of Credit

Benefit from accessing the equity in your home through a lump sum payment or revolving credit line. Ideal for homeowners who want to pay off high interest debt or finance major expenses.

Mortgage Program for Costco Members

Delivers savings on rates and lender fees through the Mortgage Program for Costco Members. Discounts exclusive to existing members or borrowers who set up membership during the loan application process.

Loans for Unique Investment Properties with 5 or more units

Offering a diverse portfolio of lending options tailored to meet your individual real estate investment goals. Our flexible financing programs include mixed-use, student housing, retail, office, industrial and mobile home park lending.