Personal

Mortgage Options

Name: Mortgage Options
Brand: Axos Bank

We offer a broad range of mortgage solutions designed to meet the needs of all types of borrowers. First-time homebuyer. Seasoned purchaser. Homeowner looking to refinance. Whatever your goal, one of our experienced mortgage professionals will help you explore your options and find a mortgage that fits your needs.

To learn more call 888-546-2634.

Instant Mortgage Rate Quote

Type of Home Loan

Will loan pay off a 2nd mortgage?

Were 2nd mortgage proceeds used to purchase the property?

Property Type

How will this property be used?

Credit Score

Escrow/Impounds?

Are you a qualified veteran?

Loan Amount

Purchase Price

Home Value

Property Zip Code

First Name

Last Name

Phone Number

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By selecting Get My Rate, you agree that Axos Bank may call or text you using an auto dialer or prerecorded message at the phone number provided. If the phone number you provide is registered to a mobile device, mobile carrier's charges may apply. Your consent is not a condition of purchase of any product or service.

Discover the Mortgage Product for You

Conforming Loans

Offer some of the lowest interest rates in the market and flexible options tailored to your needs. Available on loan amounts up to $453,100 - or higher amounts in some cases.

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Non-Conforming Loans

Provide flexible options for loans that require more personalization for complex financial situations. Designed for larger loan amounts, non-owner occupied properties, and lower down payment options.

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FHA Loans

Provide borrowers with low down payment options, low closing costs, and flexible credit qualifying. A popular choice for home purchases, streamlined refinances, and cash-out options.

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Portfolio Loans

Give customized loan options based on individual needs. Ideal for borrowers with complex financial structures, high loan amounts, unique properties or the special needs of foreign national borrowers.

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VA Loans

Deliver competitive interest rates, favorable loan terms, and zero down payment options. Guaranteed by the VA, this government mortgage is available to active military members, veterans and certain other individuals.

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Jumbo/Super Jumbo Loans

Allow flexible qualification, freedom from lending limits, and a wide range of options. Perfect for borrowers wanting loan amounts well above conforming limits to purchase homes and investment properties.

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Home Ready Loans

Offer down payment options as low as 3% in most cases. Additional benefits include lower credit score requirements, expanded eligibility, cancellable mortgage insurance and competitive rates and fees.

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Interest-Only Mortgages

Provide an option to pay only the interest on a home loan. Benefits borrowers who want lower monthly payments during the early years of their loan with an option to make principal payments whenever they choose.

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Home Equity Loans/Home Equity Lines of Credit

Benefit from accessing the equity in your home through a lump sum payment or revolving credit line. Ideal for homeowners who want to pay off high interest debt or finance major expenses.

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Mortgage Program for Costco Members

Delivers savings on rates and lender fees through the Mortgage Program for Costco Members. Discounts exclusive to existing members or borrowers who set up membership during the loan application process.

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Loans for Unique Investment Properties with 5 or more units

Offering a diverse portfolio of lending options tailored to meet your individual real estate investment goals. Our flexible financing programs include mixed-use, student housing, retail, office, industrial and mobile home park lending.

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Three Basic Steps to Get Started

Check Rates

Follow the link below to fill out a form for current interest rates.

Instant Quote

Apply Online

No trips to the bank. We makes it easy for you to apply.

Apply Now

Get Pre-Qualifed

We deliver home loan pre-qualifications and pre-approvals quickly, to qualified candidates.

Get Pre-Qualified

Call 1.888.546.2634 to speak to a knowledgeable Mortgage Consultant

Why Choose Axos Bank™ for Your Home Loan?

Jumbo Loan Expertise

You gain access to our in-depth knowledge and experience as a premier provider of Jumbo Loans and Super Jumbo Loans with loan amounts up to $5,000,000 or more.

Diverse Product Options

You can explore a broad range of mortgage products with many customized options that can be tailored to your unique needs and financial goals.

Personalized Underwriting

You benefit from an evolved underwriting approach that sees applicants as individuals and not simply a collection of numbers and statistics.

First-Time Homebuyers Welcome

You are embraced as a first-time homebuyer and provided resources that will help you navigate the loan process and make it an exceptional experience.

Enhanced Qualification Options

You obtain expanded qualification options that include asset utilization or pledged assets to accommodate complex financial structures and investment portfolios.

Agile Technology

You enjoy the convenience of enhanced systems designed for your needs from instant rate quotes to mortgage calculators to an online application.

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What our customers are saying

“ I enjoyed all the individuals I worked with. Evan was both friendly and professional and took the time to understand my specific situation and guide me to the proper loan option. Jane was a pleasure to receive her clear timely communication and responses during loan processing, and Diane was highly efficient through the close process. ”

– Daron