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A Conforming Loan can be an option if your mortgage amount doesn’t exceed the conforming loan limit, $647,200 for most U.S. counties.

  • One of the lowest fixed interest rates available
  • The flexibility of either a fixed-rate or an adjustable-rate mortgage (ARM)

What is a Conforming Loan?

A conforming loan is a mortgage that follows the guidelines set by Fannie Mae and Freddie Mac. These government-sponsored companies help provide lenders with the money they need to make home loans. Loan size, limited to $647,200 in most U.S. counties, is the most well-known requirement for conforming loans. Loans that don't meet the standards set are called Non-Conforming Loans.

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Is a Conforming Loan right for you?

Conforming Loans are often well-suited for borrowers with:

  • Loan amounts that fall within conforming loan limits
  • Good or excellent credit
  • Easy-to-document income

Want a loan with more flexibility? A government-backed FHA mortgage could be a better fit. After you apply, we'll review all of your mortgage options with you.

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Ready to get started?

It's easy to apply, just answer some basic question about your personal finances and the home. Apply Now

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