Insight
Steps to Building Your Credit History
Are you worried about your lack of credit history? Read about different methods of growing your financial history.
Online Loans
Borrow smarter.
Get the money you need quickly and easily.
Whether it's a personal loan or mortgage, access the funds you need quickly with flexible repayment options to help achieve your goals.
Finance your goals with flexible loan options.
Personal Loans
Achieve financial flexibility and reach your goals with a personal loan tailored to your needs.
- Loan amounts from $7,000 to $50,000 with terms of 3 to 6 years.*
- Get your money within 2 days of a final loan agreement.
- No pre-payment penalties.
Home Loans
Our competitive loan options are designed to make your dream home a reality.
- $0 lender fee.1
- Earn 20% of your agent's commission when you close with us.2
- Fast loan closing with the Axos Close-of-Escrow Guarantee.3
When is borrowing a good idea?
Lower Your High-Interest Debt
A personal loan allows you to consolidate high-interest debt like credit cards into a single, manageable monthly payment with potentially lower interest rates.
Fund Major Life Events
Personal loans offer the flexibility to cover random expenses like a wedding, a move, or higher education without depleting your savings.
Build Long-Term Equity
A home loan helps you invest in real estate. You build equity and grow long-term wealth as you pay down your mortgage.
Make Payments Your Way
Whether you prefer a shorter-term loan for faster payoff or a longer term for lower monthly payments, you can choose a repayment plan that aligns with your goals and cash flow.
Testimonials
Here’s what customers are saying about their Axos loan.
It has been great to do business with Axos. Competitive rates, streamlined process and very attractive side promotions which benefits the consumer. Jarrett was our loan officer and has been great with us, accommodating even last minute requests. Would love to work with him again.
Seth A.
I have been banking with Axos since before the rebrand when it was Bank of Internet USA, and I have relied on them for home financing three times now. Each time has been a pleasant experience with the best rates and lowest lender fees out there. This time around, I / we were assisted by Jarrett Carbone and we couldn't have asked for anyone better as he was extremely responsive and informative throughout the entire process. Thank you once again, Jarrett and Axos!
Vince H.
The company offered me the terms I wanted, lower rate, no fees, and term for my loan. They were quick, and efficient in the whole process and it was easy and a pleasure to use them for a personal loan. I would recommend anyone to use them.
Brett T.
Our tools can help you chart your financial future.
APY Calculator
Estimate how much you can earn.
Mortgage Calculator
Estimate your monthly mortgage payment so you can set a realistic budget for your home purchase.
Personal Loan Calculator
Compare different loan amounts, terms, and interest rates to find a monthly payment that’s right for you.
Discover a world of banking tips and resources.
Insight
When Does a Personal Loan Make Sense?
Is an extra expense on the horizon? Learn if a personal loan makes sense for you.
Insight
HELOC or Cash-Out Refinance: Which Is Right for Me?
Homeowners can leverage their home equity to get more done. But how do you know which home equity loan option to choose?
All in one App
Bank confidently, anywhere.
Your money, always within reach. Manage your account with secure mobile and online banking tools built for everyday use. Check balances, review activity, send secure messages, and stay connected wherever you are.
Frequently Asked Questions
I already have an Axos Loan. Where can I get support?
If you're an Axos loan holder, explore our Manage My Loan page for easy access to guides, FAQs, and all the contact details you might need. Whenever you have a question, just click the X icon at the bottom of the page to chat with Sam, your friendly virtual financial assistant.
What are three common types of loans used by individuals?
Home Loan: A home loan is your key to owning a house, often referred to as a mortgage. While the term "mortgage" specifically denotes the legal agreement with the bank for the loan, it's commonly used interchangeably with a home loan. You also have the option to refinance your home loan. This can be a strategic move to enhance your cash flow or to tap into your home equity for funding other projects.
Personal Loan: A personal loan lets you borrow money to meet various personal needs. Whether you're looking to consolidate debt, enhance your home, cover significant expenses, or celebrate special occasions, a personal loan can provide the support you need.
What are examples of loan types offered by Axos Bank?
Axos Bank offers a variety of auto loans, personal loans, and home loans. Here are some examples:
Home Loans
Jumbo & Super Jumbo Loans which are used for purchasing luxury homes or high-priced investment property.
Cash-Out Mortgage Refinance allowing you to use your home equity to fund other projects.
Personal Loans
Debt Consolidation Loan helps you consolidate your debt into one monthly payment and could help you save money.
Home Improvement Loans, to help you get the funds you need for home improvement projects.
Special Occasion Loans to pay for personal expenses such as weddings or reunions.
How do you apply for different kinds of loans offered by Axos Bank?
Applying for a loan is straightforward and hassle-free. Start by selecting the loan program that suits your needs and then take a quick 15 minutes to answer some essential questions about your personal and financial details.
Here are some helpful links to get you started:
Home Purchase Loan Application
Home Refinance Loan Application
Personal Loan Application
Here are some helpful links to get you started:
Home Purchase Loan Application
Home Refinance Loan Application
Personal Loan Application
How do you calculate the cost of different loan types, like mortgage and personal?
Check out these free financial calculators offered by Axos Bank to calculate your potential loan costs.
Mortgage Refinance Calculator
Mortgage Calculator
Rent or Buy Calculator
Personal Loan Calculator
Mortgage Refinance Calculator
Mortgage Calculator
Rent or Buy Calculator
Personal Loan Calculator
Have Questions? We are here to help.
Message Us
Log in to your Axos account and send a secure message.
Chat with Evo
Evo is your virtual assistant, ready to help answer any questions.
Call Us
Call us with any of your account or banking questions.
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