Born digital. Built different.

For 25 years, we've been redefining what's possible for financial services—from pioneering digital-first solutions to building a complete financial ecosystem that evolves with you.

Explore Our EvolutionMeet Axos ONE®

Among the Best Online Banks | 2022

Forbes

Best Checking Account for High Interest

Nerdwallet

Best Checking Account Overall

Motley Fool's The Ascent

America's Best Online Bank

MyBankTracker

Best Online Bank for Savings & Checking

Millennial Money

Fully-digital banking was born.

While others built branches, we built the future—launching as one of the first fully digital banks on July 4, 2000. Our launch date was intentional as it symbolized freedom from banking as we knew it.

Total Bank Assets

$ 00,000,000,000
2000

Going public.

On March 31, 2005, we went public, proving that digital financial services wasn’t on the way, it was here.

When the markets closed that day, our stock was trading at $2.81. It’s been a steady upward journey since then.

Total Bank Assets

$ 00,0
2005

Building
what's next.

2009 to 2014 were full of milestones: award-winning Rewards Checking, game-changing lending solutions, and purposeful products for businesses, advisors, and clients. We weren't just adding services—we were becoming a financial partner for every moment.

Total Bank Assets

$ 0609508000
2009

Broadening
our banking capabilities.

Two years of engineering. One seamless migration. Our Universal Digital Bank went live for nearly every customer. We also launched personal loans, auto financing, and trustee services. Then acquired Nationwide Bank, bringing our platform to their customer base.

Total Bank Assets

$ 01302208000
2018

Expanding horizons.

COR Clearing gave us institutional trading strength. WiseBanyan brought intelligent automation. Together, we created Axos Clearing and Axos Invest—delivering efficient execution backed by a high-touch, client-first service model with dedicated specialists from onboarding through day-to-day support.

Total Bank Assets

$ 9539504000
2019

Growth that serves.

From 2020 to 2025, we scaled our commercial banking capabilities through strategic growth—the acquisition of our Zenith business and expansion into Fund Banking and Technology & Life Sciences. We also introduced white‑label banking for RIAs, enabling firms to deliver branded banking experiences powered by our digital infrastructure and a client‑first service model.

Total Bank Assets

$ 11220238000
2020

Empowering advisors.

We transformed E*TRADE's advisor platform, formerly Trust Company of America, into Axos Advisor Services— delivering custody without the constraints. With flexible integrations, transparent pricing, and technology that enhances workflows, we started equipping RIAs with infrastructure that supports their independence.

Total Bank Assets

$ 13851900000
2021

Building for tomorrow, today.

What started as a goal to build better banking has evolved into a financial powerhouse. Stable. Dependable. Growing. Today, we serve everyone from first-time savers to big businesses with the same innovative spirit that launched us 25 years ago. This is just the beginning.

Total Bank Assets

$ 14265565000
2025
reimagine your financial experience
$0+
Total Bank Assets
$0+
Assets Under Custody/Administration
0.7
App Store Rating

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© 2025 Axos Financial, Inc., All Rights Reserved. © 2025 Axos Bank, All Rights Reserved. © 2025 Axos Invest LLC. Member FINRA & SIPC. All Rights Reserved. © 2025 Axos Invest, Inc. All Rights Reserved.

Bank products and services are offered by Axos Bank®. All deposit accounts through Axos Bank brands are FDIC insured through Axos Bank. All deposit accounts of the same ownership and/or vesting held at Axos Bank are combined and insured under the same FDIC Certificate 35546. All deposit accounts through Axos Bank brands are not separately insured by the FDIC from other deposit accounts held with the same ownership and/or vesting at Axos Bank. For more information read Axos Bank’s FDIC Notice.

Advisory services are offered by Axos Invest, Inc., an investment adviser registered with the Securities and Exchange Commission (“SEC”). For information about our advisory services, please view our Form CRS or our ADV Part 2A Brochure, free of charge. Brokerage services and securities products are offered by Axos Invest LLC, Member FINRA & SIPC. YOU MAY FIND MORE INFORMATION ABOUT OUR FIRM ON FINRA’S BROKERCHECK. View the background of this firm, or REVIEW our Form CRS. All cash and securities held in Axos Invest client accounts are protected by SIPC up to $500,000, with a limit of $250,000 for cash. Read more information about SIPC on the SIPC web page.

Securities and other non-deposit investment products and services are not deposits, obligations of or guaranteed by Axos Bank, are not insured by the FDIC or any governmental agency, and are subject to investment risk including possible loss of the principal invested. Past performance of a security does not guarantee future results or success.

Axos Invest LLC, Axos Invest, Inc., and Axos Bank are separate but affiliated companies.

Axos Bank NMLS# 524995

*

The Annual Percentage Yield (APY) is accurate as of 12/7/2025. The base and promotional interest rate and corresponding APY for Axos ONE® Checking is variable and is set at our discretion. The base and promotional interest rate and corresponding APY for Axos ONE® Savings is variable and is set at our discretion. Axos ONE® Savings is a tiered variable rate account. Axos ONE® Checking is a non-tiered variable rate account. Interest rates may change as often as daily without prior notice. Fees may reduce earnings.

Promotional terms and conditions are subject to change or removal without notice. Incentive may be taxable and reported on IRS Form 1099-MISC. Consult your tax advisor. After the accounts are opened, the amount of incentive earned will depend on meeting the additional requirements outlined below.

The Axos ONE® Checking account will earn a base rate of 0.00% APY. The Axos ONE® Savings account will earn a base rate of up to 1.00% APY.

Axos ONE® accounts are eligible to receive a promotional APY for each statement cycle where the promotional criteria are met during the Qualification Period. To receive the promotional APY on both Axos ONE® Checking and Axos ONE® Savings, the Axos ONE® Checking account must meet both of the requirements in either Option 1 or Option 2 below during the Qualification Period:

Option 1

  1. Your Axos ONE® Checking account has received monthly qualifying direct deposits of at least $1,500 in total.

  2. The average daily balance of your Axos ONE® Checking account is at least $1,500.

Option 2

  1. Your Axos ONE® Checking account has received monthly qualifying deposits of at least $5,000 in total.

  2. The average daily balance of your Axos ONE® Checking account is at least $5,000.

If both of the requirements in either Option 1 or Option 2 above are met during the Qualification Period:

  • The Axos ONE® Checking account will earn a promotional rate of 0.51% APY for the statement cycle in which the requirements are met.

  • The Axos ONE® Savings account will earn a promotional rate of up to 4.31% APY for the statement cycle in which the requirements are met.

The Qualification Period begins on the first business day of the month and runs through the 25th of the month. If the 25th of the month is followed by a non-business day, the average daily balance will be calculated including the following non-business day(s). Any qualifying deposits or qualifying direct deposits received after the 25th of the month will count toward the next Qualification Period. The Qualification Period for new accounts will begin on the day the account is approved. New accounts opened on or after the 25th of the month will be eligible to earn the promotional APY starting in the following month.

A direct deposit is an electronic deposit of your paycheck or government benefits, such as Social Security, Disability, etc. International paychecks, international government benefits, other deposits (i.e., online banking transfers, ATM and mobile check deposits, etc.), or person-to-person payments are not considered a direct deposit.

Qualifying deposits only include deposits from the following eligible sources: (i) ACH transfers from external accounts, (ii) inbound wire transfers from external accounts, (iii) check deposits. Qualifying deposits do not include: (i) transfers internal to the bank (i.e., transfers between an account holder’s Checking and/or Savings account), (ii) interest payments, (iii) promotional bonuses, (iv) credits, reversals, and refunds.

Both accounts must be in an open and active status on the 25th of the month and on the date the interest is paid to receive the promotional APY for that statement cycle. If either account closes during the Qualification Period, neither account will be eligible to earn the promotional APY for that statement cycle. Account transactions may take one or more business days from the transaction date to post to the account.

axos bank 25 years