Our Executive Team
Our leadership team is committed to transforming banking through innovation and accountability. We focus on delivering exceptional client experiences, driving meaningful change, and creating technology-powered solutions that generate lasting value. Guided by a culture of excellence and transparency, we strive to lead the industry forward while building trust and fostering sustainable growth at every step.
Gregory Garrabrants
President & Chief Executive Officer
Eshel Bar-Adon
Executive Vice President Strategic Partnerships and Chief Legal Officer
Thomas Constantine
Executive Vice President Chief Credit Officer
Raymond D. Matsumoto
Executive Vice President Chief Operating Officer
Andrew J. Micheletti
Executive Vice President Finance
Brian Swanson
President Consumer Bank
Candace L. Thiele
Executive Vice President Chief Administrative Officer
John Tolla
Executive Vice President Chief Governance, Risk, and Compliance Officer
Derrick K. Walsh
Executive Vice President Chief Financial Officer
Board Committee Charting
COMMITTEE | PURPOSE |
|---|---|
Asset and Liability Committee | This Committee oversees the Bank’s asset and liability management, liquidity management and contingency planning. |
Audit Committee | This Committee, in conjunction with the Audit Committee of the Board of Directors of Axos Financial, Inc., oversees risks that may impact financial statements, including financial reporting, internal accounting controls, and internal and external audit functions. |
Board Technology Committee | This Committee oversees technology strategy material activities and functions in relation to the evaluation and management of risk. |
Compliance and Independent Credit Review Committee | This Committee supports an overall culture of regulatory compliance and prudent credit risk at the Bank. The Committee provides governance, direction, and oversight to ensure effective compliance and credit review functions. |
Directors Credit Committee | This Committee oversees the Bank’s credit and lending objectives and strategies to facilitate the achievement of the Bank's credit and lending goals. |

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Axos Financial, Inc. is committed to transforming the banking industry by delivering exceptional user experiences, personalized services, and unmatched value for consumers.
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