Our Executive Team

Our leadership team is committed to transforming banking through innovation and accountability. We focus on delivering exceptional client experiences, driving meaningful change, and creating technology-powered solutions that generate lasting value. Guided by a culture of excellence and transparency, we strive to lead the industry forward while building trust and fostering sustainable growth at every step.

Gregory Garrabrants

President & Chief Executive Officer

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Eshel Bar-Adon

Executive Vice President Strategic Partnerships and Chief Legal Officer

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Thomas Constantine

Executive Vice President Chief Credit Officer

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Raymond D. Matsumoto

Executive Vice President Chief Operating Officer

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Andrew J. Micheletti

Executive Vice President Finance

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Brian Swanson

President Consumer Bank

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Candace L. Thiele

Executive Vice President Chief Administrative Officer

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John Tolla

Executive Vice President Chief Governance, Risk, and Compliance Officer

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Derrick K. Walsh

Executive Vice President Chief Financial Officer

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Board Committee Charting

COMMITTEE

PURPOSE

Asset and Liability Committee

This Committee oversees the Bank’s asset and liability management, liquidity management and contingency planning.

Audit Committee

This Committee, in conjunction with the Audit Committee of the Board of Directors of Axos Financial, Inc., oversees risks that may impact financial statements, including financial reporting, internal accounting controls, and internal and external audit functions.

Board Technology Committee

This Committee oversees technology strategy material activities and functions in relation to the evaluation and management of risk.

Compliance and Independent Credit Review Committee

This Committee supports an overall culture of regulatory compliance and prudent credit risk at the Bank. The Committee provides governance, direction, and oversight to ensure effective compliance and credit review functions.

Directors Credit Committee

This Committee oversees the Bank’s credit and lending objectives and strategies to facilitate the achievement of the Bank's credit and lending goals.

Investor Relations

Axos Financial, Inc. is committed to transforming the banking industry by delivering exceptional user experiences, personalized services, and unmatched value for consumers.

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About us

Learn about our story and what shapes the work we do every day.

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Awards and recognitions

Explore the milestones and achievements that set us apart.

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Press and news

Stay informed with the latest updates and announcements.

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Investor portal

Access financial reports, resources, and investor updates.

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© 2026 Axos Financial, Inc., All Rights Reserved. © 2026 Axos Bank, All Rights Reserved. © 2026 Axos Invest LLC. Member FINRA & SIPC. All Rights Reserved. © 2026 Axos Invest, Inc. All Rights Reserved.

Bank products and services are offered by Axos Bank®. All deposit accounts through Axos Bank brands are FDIC insured through Axos Bank. All deposit accounts of the same ownership and/or vesting held at Axos Bank are combined and insured under the same FDIC Certificate 35546. All deposit accounts through Axos Bank brands are not separately insured by the FDIC from other deposit accounts held with the same ownership and/or vesting at Axos Bank. For more information read Axos Bank’s FDIC Notice.

Advisory services are offered by Axos Invest, Inc., an investment adviser registered with the Securities and Exchange Commission (“SEC”). For information about our advisory services, please view our Form CRS or our ADV Part 2A Brochure, free of charge. Brokerage services and securities products are offered by Axos Invest LLC, Member FINRA & SIPC. YOU MAY FIND MORE INFORMATION ABOUT OUR FIRM ON FINRA’S BROKERCHECK. View the background of this firm, or REVIEW our Form CRS. All cash and securities held in Axos Invest client accounts are protected by SIPC up to $500,000, with a limit of $250,000 for cash. Read more information about SIPC on the SIPC web page.

Securities and other non-deposit investment products and services are not deposits, obligations of or guaranteed by Axos Bank, are not insured by the FDIC or any governmental agency, and are subject to investment risk including possible loss of the principal invested. Past performance of a security does not guarantee future results or success.

Axos Invest LLC, Axos Invest, Inc., and Axos Bank are separate but affiliated companies.

Axos Bank NMLS# 524995