Our Executive Team

Gregory Garrabrants
President and Chief Executive Officer

Eshel Bar-Adon
Executive Vice President
Specialty Finance and Chief Legal Officer

Matt Brunsman
Executive Vice President
Chief Digital Officer

Mary Ellen Ciafardini
Executive Vice President
Human Resources

Thomas Constantine
Executive Vice President
Chief Credit Officer

Jan Durrans
Executive Vice President
Chief of Staff and Chief Performance Officer

Executive Vice President, Specialty Real Estate and C&I Lending

Jim Fraser
Executive Vice President
Specialty Real Estate and Commercial & Industrial Lending

Raymond D. Matsumoto
Executive Vice President
Chief Operating Officer

Andrew J. Micheletti
Executive Vice President
Chief Financial Officer

David Park
Executive Vice President
Commercial Banking and Treasury Management

Brian Swanson
Executive Vice President
Head of Consumer & Small Business Banking & Lending

John Tolla
Executive Vice President
Chief Governance, Risk, and Compliance Officer

Committee Charting

Board Committees
Board Committees
	Purpose	Members
Asset and Liability Committee	This Committee has oversight responsibilities over the Bank’s asset and liability management, liquidity management and contingency planning.	Nicholas A. Mosich, Chair / James S.Argalas / Brandon Black
Audit Committee	This Committee oversees the Company’s and the Bank’s accounting and financial reporting processes, the audits of financial statements, and oversees and monitors the role of the Internal Audit function.	Paul J. Grinberg, Chair / Nicholas A.Mosich / James S. Argalas
Board Technology Committee	This Committee oversees technology strategy material activities and functions in relation to the evaluation and management of risk.	Uzair Dada, Chair / James J. Court / Brandon Black
Directors Credit Committee	This Committee oversees the Bank’s credit and lending objectives and strategies to facilitate the achievement of the Bank's credit and lending goals.	Edward J. Ratinoff, Chair / Nicholas A. Mosich / Uzair Dada / Gregory Garrabrants
Independent Credit Review Committee	This Committee supports an overall culture of prudent credit risk at the Bank. The Committee provides governance, direction, and oversight to ensure an effective in depth credit review function.	John Gary Burke, Chair / James J. Court / Brandon Black

Investor Relations

Axos Financial, Inc. is dedicated to revolutionizing the banking industry by providing consumers with a great user experience, convenient and personalized services, and unmatched value.