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Axos Bank Insured Cash Sweep (ICS)

Protect your large, liquid deposits that exceed the FDIC's maximum insurable threshold of $250,000. By using IntraFi® Network Deposits,SM we provide access to multimillion-dollar FDIC insurance, protection that is backed by the full faith of the federal government.


  • Access to FDIC insurance above $250,000 through a single bank relationship
  • Secure large deposits while maintaining access to funds
  • Earn interest
  • Funds eligible for protection that is backed by the full faith and credit of the federal government

Place funds using either or both options

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Demand Deposit Accounts

Use the demand option to secure funds to meet your cash management and liquidity needs.

Money Market Deposit Accounts

Leverage the savings option, which allows up to six program withdrawals per month.

How It Works

Complete agreement

Complete a Deposit Placement Agreement and a custodial agreement with Axos Bank.

Confirm account

Identify an existing transaction account (or set up a new one) to be used with each product option and deposit funds*.

Place deposits

Deposits are sent to deposit accounts at other member institutions in amounts under the standard FDIC insurance maximum of $250,000. 

Email Us

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