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A Guide to Your
Small Business Account

Hints and tips to help you get the most out of your account.

Fund Your Account

Once your account is open, you’ll need to add money so you can start using it for business expenses.

Add money to your Axos business account in three easy ways:

Use Mobile Deposit

  • Sign the back of your check.
  • Open the Axos app to take a photo of the front and back of your signed check.

Once you finish depositing your check, you will receive a confirmation email. Then a second email is sent after the check has been approved or declined. An email will be sent after each successful deposit.

Wire and ACH Transfers

Use the following information to complete the incoming transfer via ACH or wire from an external bank:

Axos Bank ABA/Routing Transit Number: 122287251

4350 La Jolla Village Drive, Suite 140 San Diego, CA 92122

For the benefit of: [Your Company Name]

Account Number: [Your Account Number]

Mail a Check

  • Before sending the check, make sure the name on the check matches your business name as registered with our bank.
  • Endorse the check by signing business name on the back or write a check from your current bank account.
  • Mail the check to:
    Axos Banking P.O. Box 509127 San Diego, CA 92150-9127

Bill Pay

Make recurring bill payments effortless. Set it and forget it by following these steps:

In App

  • Click the Bank tab and click Move Money
  • Click Pay a Bill and Add a Recipient
  • Add your business information


  • Click Pay Bills tab
  • Under Business Accounts select Pay Bills
  • Add your business information

Debit Card Management

After requesting your debit card, it should arrive in 7-10 business days. To activate your new debit card, call (877) 247-8002 from the phone number linked to your business profile.

Once in the app or logged in online, you can manage your debit card in several ways:

  • Activate/deactivate debit card
  • Freeze/unfreeze debit card
  • Replace debit card
  • Report debit card lost or stolen

Set Up Mobile Wallet

Add your debit card to your digital wallet to make payments with a quick scan of your phone. Here’s how:

Apple Pay

  • Open Wallet and press the plus sign
  • Select “Add Debit or Credit Card”
  • Follow the instructions

Google Pay

  • Install Google Pay app
  • Open Google Wallet app and press the plus sign
  • Select “Add a Debit or Credit Card”
  • Use your phone’s camera to scan your card info or enter it manually


We offer a variety of services to give your business the tools it needs for success.

Merchant Services

Breeze through the acceptance and processing of credit and debit cards, gift cards, and checks through Celero Merchant solutions.

Payroll Services

Paying your employees has never been easier. Use the first chat-based payroll app for small business, Roll by ADP®.

SBA Loans

Get a small business loan with a federally backed guarantee and flexible terms through Centerstone SBA Lending.

Treasury Management

Streamline your financial processes with efficient solutions to help grow your small business.

Frequently Asked Questions


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