- Flexible loan amounts ranging from $10,000 to $90,000
- Rates starting at 4.45% for terms up to 63 months and 4.85% for terms up to 84 months2
- No payment for 90 days
- No penalty if you choose to pay off your loan early
- Borrowers can be added or deleted from your existing loan
- Vehicle age is not restricted when mileage and value falls within guidelines
- Simple, no-hassle application process
- Zero out-of-pocket expense
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Your existing loan can’t be with us, and your existing lender must be FDIC or NCUA insured. Most banks, credit unions, and larger auto finance companies meet this requirement.
We will finance new and used personal-use cars, minivans, SUVs, and light trucks. Your vehicle must have less than 125,000 miles and be valued between $8,500 and $90,000 KBB retail.
We don’t refinance Daewoo, Saab, Oldsmobile, Suzuki, or Isuzu vehicles; commercial vehicles; recreational vehicles (RVs); ATVs; motorcycles; boats; motor homes; camper vans; branded title vehicles; lemon vehicles; or vehicles without a Vehicle Identification Number (VIN) or title issued. At our discretion, we may determine a vehicle to be commercial or otherwise ineligible based on the model and/or information provided to us.