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Up to $400 for Business Owners*

Open a business checking account by Feb. 29 and get up to $400 when you use promo code NEW400 on your application.*

2023

Among the Best Business Checking Accounts

Forbes Advisor

★★★★★

One of the Best Banks for Small Business

NerdWallet

2022

Best Business Bank Accounts

Wallethub

Small Business Checking Accounts

Say hello to effortless business banking. Our online small business accounts allow you to bank safely at a distance while paying little to no fees.

Basic Business Checking (Unlimited item processing)

Designed for small businesses with moderate account activity. No monthly maintenance fees, and no minimum deposit is required to open an account.

Business Interest Checking
(1.01% APY)

Perfect for growing businesses with cash reserves. No monthly maintenance fees when you maintain an average daily balance of at least $5,000 . This account provides a clear solution for established businesses looking to advance savings growth.

Small Business Savings and Money Market Accounts

Our savings and money market accounts offer competitive interest rates.

Business Premium Savings (0.20% APY)

Designed for small businesses with moderate account activity. No monthly maintenance fees and a low minimum deposit requirement to open an account.

Business Savings (0.20% APY)

Perfect for growing businesses with cash reserves. No monthly maintenance fees when you maintain an average daily balance of at least $2,500.

Business Money Market (0.20% APY)

Enjoy competitive interest earnings and check writing privileges. No monthly maintenance fees with a minimum average daily balance of $5,000. Low minimum opening deposit of $1,000.

Non-Profit Money Market (0.20% APY)

Ideal for your non-profit organization or religious group. Grow funds quickly with cost-saving Treasury Management tools and maintain check writing privileges.

Small Business CD and CDARS

Convenient, safe, and 100% online. Our CDs and CDARS are FDIC-insured with high rates, so you can safely earn more value from small business funds.

Business Certificates of Deposit (CDs)

Safe and secure investment vehicles with guaranteed returns and no market risk. We offer CDs ranging from 3 months to 5 years.

Certificate of Deposit Account Registry Service (CDARS)

Protect large-dollar investments while earning CD-level returns that are comparable to Treasury and money market fund yields. CDARS clients enjoy full access to FDIC coverage on deposits of up to $50 million.

Additional Services

Treasury Management

Get the assistance you need to manage high-volume transactions with ease. Optimize payment processing and receivables, maximize returns on investment balances, and mitigate risks through fraud prevention.

Mobile Banking

Manage your business funds, wherever you are. With our mobile app, you can view account balances, deposit checks, automate your bills, and more. Download the app to manage your accounts 24/7.

Online Banking

Never visit a bank again. With online banking, you can bank safely at a distance and handle your banking needs with the highest convenience. Enjoy free BillPay and image statements for all business bank accounts.

Merchant Services

Help your small business grow with payment processing tools. Through our Celero partner, we offer point-of-sale terminals and options for mobile commerce, check acceptance, security PCI compliance, and more.

Business deposit accounts FDIC insured up to $250k.

Expand FDIC coverage up to $225 million with Axos Bank Insured Cash Sweep through IntraFi® Network DepositsSM. Learn More >

Small Business Banking FAQs

  • A business bank account is designed to conduct business transactions, keeping them separate from your personal finances. You can make and receive payments in your businesses’ name instead of your name.

    Read about business bank accounts