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Rewards Checking

Next-level banking?
Yeah, we got that.

Earn up to 1.00% APY* and enjoy unlimited ATM fee reimbursements and no monthly services fees. Apply by November 30 and you could also get a $100 welcome bonus (details below)!

man smiling because he received a $100 new account bonus from Axos Bank
★★★★★

Best Overall Bank Checking Account

Forbes Advisor

★★★★★

Best Checking Account for High Interest

NerdWallet

★★★★★

Best Checking Account Overall

Motley Fool's The Ascent

$100 New Account Bonus

Use the promo code HOLIDAYS when you apply for a Rewards Checking account by 11/30/21. Then complete direct deposit(s) totaling at least $1,500 within the first 60 days after the account is opened to earn $100.

The Magic Formula
0.70%
+ 0.30%
1.00%
APY*

Start with Direct Deposit and free Personal Finance Manager to earn an easy 0.70%.

Add a loan payment and invest accounts for another 0.30%.

We did the math for you.

Account Features

green checkmark Zero monthly maintenance fees
green checkmark Zero overdraft or NSF fees
green checkmark Zero minimum monthly balance reqs
green checkmark Unlimited domestic ATM fee reimbursements
green checkmark Online debit card management
green checkmark Simple, 3-step process for direct deposit
green checkmark Only $50 to open an account
Let's do this: Apply Now
Rewards Checking features illustration

Use code HOLIDAYS and apply by November 30 for a $100 bonus.

Open Account

Rewards Checking: Earn up to 1.00% APY*

Rewards Checking
How To Earn Interest APY* Rate
Direct Deposit: Receive monthly direct deposits totaling $1,500 or more. 0.40% 0.40%
Direct deposit is required to unlock your other interest-earning options
Debit Card Spending or Personal Finance Manager: Use your Axos Visa® Debit Card for a total of 10 transactions per month (min $3 per transaction) or sign up for Personal Finance Manager (PFM) “Account Aggregation” in Online Banking. 0.30% 0.30%
Managed Portfolios: Maintain an average daily balance of $2,500 per month in an Axos Invest Managed Portfolios Account. 0.10% 0.10%
Self Directed Trading: Maintain an average daily balance of $2,500 per month in an Axos Invest Self Directed Trading Account. 0.10% 0.10%
Loan Payment: Use your Rewards Checking account to make your full monthly Axos Bank consumer loan payment. Mortgage, personal, and auto loans are eligible. 0.10% 0.10%
Total 1.00% Apply Now

Manage money
like a boss.

 

Use Personal Finance Manager to manage all your accounts in one place.

Learn More
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Invest in
yourself.

 

Get the most out of Rewards Checking by adding Axos Invest accounts.

See Investment Options
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Use code HOLIDAYS and apply by November 30 for a $100 bonus.

Open Account

Digital tools at your fingertips.

Our innovative online banking platform offers all the features you need to make banking easier and better.

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Sync all financial accounts into one dashboard

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Chat 24/7 with a virtual financial assistant

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Analyze your spending behavior

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Log in securely with biometric identification

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Send payments and wire transfers quickly

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Automate your bill payments

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Your money is protected.

We double-check your identity to confirm your activity is authorized.

Our latest encryption ensures your data remains private and secure.

We execute regular updates to prevent viruses and malicious software.

Inactive sessions are automatically logged out to prevent unauthorized use of your accounts.

All accounts are regularly monitored for potential fraud.

Ready to apply?

All you need is a valid ID, your Social Security Number, and 15 minutes. Apply by November 30 and use the promo code HOLIDAYS to earn a $100 new account bonus.