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Best Online Savings Accounts

Forbes Advisor 2022


One of the Best Online Banks

Forbes Advisor 2022


Best Savings Account

GOBankingRates 2022


Earn up to 0.61% APY*
Free ATM card upon request
Suite of digital money management tools
No maintenance fees
No monthly minimum balance requirements
$250 minimum balance to open an account
UP TO 0.61% APY

High Yield Savings Rates

Basic Interest Checking Rates & APY
Balance APY* Rate
$0 - $9,999.99 0.61% 0.61%
$10,000 - $24,999.99 0.61% 0.61%
$25,000 - $49,999.99 0.25% 0.25%
$50,000 - $99,999.99 0.25% 0.25%
>$100,000 0.15% 0.15%

Your APY is based on the tier in which your end-of-day balance falls and will apply to your full balance. APYs are subject to change.

Save money, make money.

Open an Account

Helpful Banking Features

Banking is better with friends.

Give the gift of smarter banking. Invite a friend to bank with Axos and you’ll both get a referral bonus.

Update your account beneficiaries.

We take care of you so you can take care of your loved ones. Update your account beneficiaries directly from online banking.

Get the latest updates.

Want to stay up-to-date on your accounts? Turn on alerts and get real-time updates on your account activity.

Cash(less) is king.

Manage your debit card easily from your banking dashboard. Activate, replace, set travel alerts – do it all online.

Stay secure with biometric identification.

Want an extra layer of protection? Set up voice, fingerprint, or face identification in the app settings.

Chat with your virtual financial assistant.

Got banking questions? Evo has answers! Evo is here to meet your banking needs, 24/7. Simply log in or text 761-761.

Security You Can Count On

2-Step Authentication

We double-check your identity to confirm your activity is authorized.

Anti-Virus and Malware Protection

Our bank network is locked and guarded to prevent malicious attacks.

Username and Password Security

No sharing here! Your usernames and passwords are safe with us.

128-Bit SSL Encryption

No intruders here. Our encryption ensures you have a secure, direct connection – and keeps your data private.

Automatic Logout

We automatically log out idle sessions to prevent sneaky actors from getting too friendly with your account.

Account Monitoring

Our system regularly monitors accounts to detect potential fraud.

Ready to apply?

All you need is a valid ID, your Social Security number, and 15 minutes.

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