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Basic Business Checking

More freedom. Fewer fees. Let your business thrive.

No monthly maintenance fees. Free domestic incoming wires. Choose a business bank account that removes restrictions, helping your business grow and succeed.

Business owners get up to $400 welcome bonus!

Open a business checking account by June 30 and get up to $400 when you use promo code NEW400 on your application.* Apply Now

A Business Checking Account That Works for You

No monthly maintenance fees

Forget the monthly maintenance fees. Put more money back into your business.


Without transaction fees, you keep more money to put into your business.

Unlimited domestic ATM fee reimbursements

Never worry about ATM fees again. Get reimbursed whenever you are charged a fee.

Business deposit accounts FDIC insured up to $250k.

Expand FDIC coverage up to $240 million with Axos Bank Insured Cash Sweep through IntraFi® Network DepositsSM. Learn More

Free incoming wires

Free domestic and international incoming wires. You also get two reimbursed outgoing wires monthly.

No initial deposit or minimum balance requirements

We remove financial barriers to you opening your account, setting your business up for success.

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Your one-stop shop for managing finances.

Easier, smarter banking starts with the Axos all-in-one mobile app.

  • View your business and personal bank accounts.
  • Send wire transfers and schedule bill payments.
  • Keep your accounts safe with enhanced security measures.
  • Easily move money between accounts.
  • Monitor your credit score for free.

Tools to Advance Your Business

Merchant Services

Process credit and debit card payments with ease.

SBA Loans

Get small business loans with a federally backed guarantee.

Treasury Management

Fraud and risk management solutions and much more.

Basic Business Checking Frequently Asked Questions

  • Basic Business Checking is a business checking account with no monthly maintenance fees.

Ready to Apply?

Apply Now