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Basic Business Checking

A flexible no-hassle operating account with digital tools to help move your business forward. Access your money anytime, anywhere.


Among the Best Business Checking Accounts

Forbes Advisor


One of the Best Banks for Small Business



Best Business Bank Accounts


Business deposit accounts FDIC insured up to $250k.

Expand FDIC coverage up to $175 million with Axos Bank Insured Cash Sweep through IntraFi® Network DepositsSM. Learn More >

Business owners get up to
$200 welcome bonus!

Open a business checking account by Sept. 30 and get up to $200 when you use promo code NEWSBC on your application and maintain a minimum average daily balance of $10,000.*

Features & Benefits

First set of 50 checks free, QuickBooks® compatible, and unlimited item processing (debits, credits, and deposited items). Check out these additional benefits.

  • No initial deposit or minimum balance requirements
  • No monthly maintenance fees
  • Unlimited domestic ATM fee reimbursements
  • Up to 60 items per month for Remote Deposit Anywhere
  • Two reimbursed domestic wire fees per month
  • Cash deposits via MoneyPass and AllPoint networks
Apply Now

Mobile Banking

Manage your business funds anytime, anywhere. Download our mobile app to view account balances, deposit checks, and more.

Scan the QR Code and get the app.

Business Services

From merchant services to SBA Loans, we offer a wide variety of services to help small business owners succeed.

Other services include:

  • Payroll
  • Treasury Management

Relationship Managers

Need a helping hand? Our dedicated relationship managers are here to walk you through any of your questions.

Speak with a relationship manager Monday-Friday 6 a.m. to 6 p.m. PT, excluding federal holidays.

Ready to apply?

Use promo code NEWSBC when you apply to get up to $200 for your business checking account.*

Email Us

By clicking Submit, you have agreed to these Terms and Conditions, and you have agreed to receive automated SMS text messages, calls, and emails for any purpose including but not limited to marketing of products and services by Axos Bank. You understand and agree that such messages may be sent via Automatic Telephone Dialing System and/or artificial or pre-recorded voice, and that such consent is not a condition of receipt of any good or service. Mobile carrier messages and data rates may apply. You may opt out at any time.

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