Skip to main content
Return to the Axos Bank Homepage

Business

Small Business
Interest Checking

Earn up to 1.01% APY* and pay no monthly maintenance fee with an average daily balance of at least $5,000.1

Apply Now Own a LLC? Start here
2023

Among the Best Business Checking Accounts

Forbes Advisor

★★★★★

One of the Best Banks for Small Business

NerdWallet

2022

Best Business Bank Accounts

Wallethub

New business owners get a $200 welcome bonus!

If you filed after June 1, 2020, we´ll add $200 to your new business bank account. Just use promo code NEWBIZ200 on your application.** Not a new business? Use promo code NEWAXOSBIZ for a $100 bonus.***

Features & Benefits

Up to 100 free items per month, $0.50 per item thereafter, $5,000 minimum average daily balance requirement to waive the $10 monthly maintenance fee, and up to 60 items per month for remote deposit anywhere.

  • Earn up to 1.01% APY*
  • Unlimited domestic ATM fee reimbursements
  • $100 minimum opening deposit
  • Visa debit card with enhanced Visa benefits
  • First set of 50 checks free
  • QuickBooks® compatible
  • Cash deposits via MoneyPass and AllPoint networks
Apply Now

Small Business Interest Checking Rates

Small Business Interest Checking Rates
Balance APY* Rate
$0 - $49,999.99 1.01% 1.01%
$50,000 - $249,999.99 0.20% 0.20%
$250,000 - $499,999.99 0.10% 0.10%
$500,000 - $699,999.99 0.10% 0.10%
$700,000 - $999,999.99 0.10% 0.10%
$1,000,000 - $4,999,999.99 0.10% 0.10%
$5,000,000 or More Contact a Business Banking Relationship
Manager at 844-678-2726 for current rates.

Mobile Banking

Manage your business funds anytime, anywhere. Download our mobile app to view account balances, deposit checks, and more.

Scan the QR Code and get the app.

Business Services

From merchant services to SBA Loans, we offer a wide variety of services to help small business owners succeed.

Other services include:

  • Payroll
  • Treasury Management
Learn More

Relationship Managers

Need a helping hand? Our dedicated relationship managers are here to walk you through any of your questions.

Speak with a relationship manager Monday-Friday 6 a.m. to 6 p.m. PT, excluding federal holidays.

Call us at 844-678-2726

Ready to apply?

Apply Now Own a LLC? Start here

Email Us

By clicking Submit, you have agreed to these Terms and Conditions, and you have agreed to receive automated SMS text messages, calls, and emails for any purpose including but not limited to marketing of products and services by Axos Bank. You understand and agree that such messages may be sent via Automatic Telephone Dialing System and/or artificial or pre-recorded voice, and that such consent is not a condition of receipt of any good or service. Mobile carrier messages and data rates may apply. You may opt out at any time.

All your finances in one place.

Financial Articles & Tools

View All

Financial Advisors, Find the Right Strategic Partners for Your Practice

Give your clients what they really want with the help of effective partnerships. Here’s a framework to use as you evaluate potential value-add partners.

Article
working on computer

Payroll Checklist for Small Businesses

As a business owner, you’re responsible for getting your employees paid. Learn how to successfully run payroll for your business.

Article

How to Maximize Customer Retention for Your Business

Are you spending too much time and money trying to attract new customers? Don’t forget the importance of customer retention — learn how to maximize its benefits for your business.

Article