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Small Business
Interest Checking

Earn up to 1.01% APY* and pay no monthly maintenance fee with an average daily balance of at least $5,000.1

Business deposit accounts FDIC insured up to $250k.

Expand FDIC coverage up to $175 million with Axos Bank Insured Cash Sweep through IntraFi® Network DepositsSM. Learn More >


Among the Best Business Checking Accounts

Forbes Advisor


One of the Best Banks for Small Business



Best Business Bank Accounts


Business owners get up to
$200 welcome bonus!

Open a business checking account by Sept. 30 and get up to $200 when you use promo code NEWSBC on your application and maintain a minimum average daily balance of $10,000.**

Features & Benefits

Up to 100 free items per month, $0.50 per item thereafter, $5,000 minimum average daily balance requirement to waive the $10 monthly maintenance fee, and up to 60 items per month for remote deposit anywhere.

  • Earn up to 1.01% APY*
  • Unlimited domestic ATM fee reimbursements
  • $100 minimum opening deposit
  • Visa debit card with enhanced Visa benefits
  • First set of 50 checks free
  • QuickBooks® compatible
  • Cash deposits via MoneyPass and AllPoint networks
Apply Now

Small Business Interest Checking Rates

Small Business Interest Checking Rates
Balance APY* Rate
$0 - $49,999.99 1.01% 1.01%
$50,000 - $249,999.99 0.20% 0.20%
$250,000 - $499,999.99 0.10% 0.10%
$500,000 - $699,999.99 0.10% 0.10%
$700,000 - $999,999.99 0.10% 0.10%
$1,000,000 - $4,999,999.99 0.10% 0.10%
$5,000,000 or More Contact a Business Banking Relationship
Manager at 844-678-2726 for current rates.

Mobile Banking

Manage your business funds anytime, anywhere. Download our mobile app to view account balances, deposit checks, and more.

Scan the QR Code and get the app.

Business Services

From merchant services to SBA Loans, we offer a wide variety of services to help small business owners succeed.

Other services include:

  • Payroll
  • Treasury Management

Relationship Managers

Need a helping hand? Our dedicated relationship managers are here to walk you through any of your questions.

Speak with a relationship manager Monday-Friday 6 a.m. to 6 p.m. PT, excluding federal holidays.

Ready to apply?

Use promo code NEWSBC when you apply to get up to $200 for your business checking account.**

Email Us

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