Manage your money with ease! Axos Bank's online banking platform provides the tools you need to stay on top of your finances.
Manage Your Money Easier
Automate Your Bills
Never miss a bill payment again. With Bill Pay, you can automate your entire bill payment process.
Online Wire Transfers
Skip the bank line and send money fast with online wire transfers.
Evo is your virtual financial assistant and here to answer your banking questions.
Take the easy way into the app. iOS users use our app to quickly deposit a check, move money, or pay bills.
Do More With Online Banking
No more trips to the bank: with remote check deposit, you can deposit funds from the comfort of your home.
Pay Your Friends
Quickly split the check, our peer-to-peer system helps you settle all of your payments in a flash.
Refer a Friend
Invite a friend to join you and enjoy a better banking experience. You and your friend can score $20 for every qualified referral you make.
Direct Deposit Express
Get paid up to two days early when you set up direct deposit with your Essential Checking account.
Manage Your Debit Card
Deactivate or reactivate your debit card, request a replacement card, or set a travel alert.
You can now confirm your identity by using your voiceprint, fingerprint, or facial recognition.
See a transaction you don't recognize? Flag it directly in online banking and we'll assist you.
Choose to receive account alerts through text message, push notifications, or email.
All In One Banking
Take your personal financial goals to the next level.
Get the most value from your hard-earned funds with our high-yield savings accounts. Enjoy no monthly maintenance fees, interest compounded daily and a suite of money management tools.
Take advantage of real-time access to knowledgeable mortgage professionals when you want to purchase a home or refinance an existing home loan. It’s easy to get an instant rate quote, apply online, or get prequalified for a loan.
Get the funds you need quickly! Personal loans are a flexible solution when you want money fast for debt consolidation, home improvements, or something else. How you use the money is all up to you.
You have questions - we have answers
A: You can use any ATM nationwide. However, reimbursement of the ATM fees depends on the type of account you have. For a list of ATM locations, use our ATM Locator.
Compare the benefits of our various checking accounts and find out more about ATM fee reimbursements.
A: Through Axos Bank's partnership with Green Dot Network®, you can deposit cash into your account at nearly 100,000 of America's largest and most respected retailers including 7-Eleven, ACE Cash Express, CVS, Dollar General, Kroger, Rite Aid, Safeway, Walgreens, and Walmart.
Ask the cashier to add cash directly to your Axos Bank debit card at the register. Axos Bank does not charge a fee, but retailers may charge up to $4.95 per transaction. You can reload any amount from $20 to $500 (up to $1,000 at participating Walmart locations and up to $1,500 at participating ACE Cash Express locations), and funds are typically available for use on your card within 10 minutes. Visit AtTheRegister.com/locations to find a participating location near you.
ATM deposits are available at deposit taking ATM's which can be found using our ATM Locator.
A: Axos Bank savings accounts such as our High Yield Savings Account are true savings accounts that do not have the range of options to move money like a checking account. The options to withdraw funds from your savings account are:
- Use your debit/ATM card at any ATM.
- Log in to online banking to initiate a wire transfer.
- Initiate a transfer of money to another financial institution.
- Log in to your online banking account and select the Accounts tab.
- Select the account that corresponds with your debit/ATM card.
- Underneath Debit Card, select the Request Replacement Card link.
- Log in to your online banking account and select the Move Money tab.
- Select the Wire Transfer tab and complete the instructions.
A: We offer a wide range of mortgage products to meet your needs. Find out more.
A: There are two up-front costs that the buyer is responsible for when buying a home. First, there is earnest money, a nominal, good-faith deposit that shows you are serious about buying the home. It usually ranges from $500 to $2,000. Second, there is the down payment, which is a percentage of the cost of the home. The amount of the down payment depends on which type of loan you are using to purchase the home.
A: The larger your down payment, the lower your monthly mortgage payment. However, your monthly payment will also depend on your credit history and the type of mortgage you choose. A standard down payment is 20%, but depending on the type of loan, the down payment can be anywhere from 0% (e.g., a VA Loan) to 3.5% (e.g., an FHA Loan) to 10% or more.
A: Some of our minimum requirements* for a Personal Loan include:
- Credit score of 700 or greater
- Verifiable income
- Loan amount between $5,000 and $35,000
- 2 years of well-established credit history
*Credit is subject to approval and all approvals are subject to underwriting guidelines.
A: Fill out our online application. It takes only a few minutes to complete.
A: It’s quick. You’ll receive a decision in less than 24 hours.
A: The minimum credit score to qualify is 680, and the amount
financed (your payoff) must be between $10,000 and $90,000. In addition, you must be current
on your existing auto loan and, if applicable, your mortgage.
Your existing loan can’t be with us, and your existing lender must be FDIC or NCUA insured. Most banks, credit unions, and larger auto finance companies meet this requirement.
We will finance new and used personal-use cars, minivans, SUVs, and light trucks. Your vehicle must have less than 125,000 miles and be valued between $8,500 and $90,000 KBB retail.
We don’t refinance Daewoo, Saab, Oldsmobile, Suzuki, or Isuzu vehicles; commercial vehicles; recreational vehicles (RVs); ATVs; motorcycles; boats; motor homes; camper vans; branded title vehicles; lemon vehicles; or vehicles without a Vehicle Identification Number (VIN) or title issued. At our discretion, we may determine a vehicle to be commercial or otherwise ineligible based on the model and/or information provided to us.