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Essential Checking

Always buffing, never nerfing.

  • No maintenance fees
  • No overdraft fees
  • No non-sufficient funds fee
  • No minimum monthly balance requirements
  • Unlimited domestic ATM fee reimbursements
  • Early direct deposit

Pay Yourself Faster

Direct Deposit Express skips the routine hold period so you can access your funds right away. It’s your money, just faster!

Pay bills. Slash debt. Or, add funds to your savings account early for more compound interest

We're The Kind Of
Bank Worth Praising.

"Took the time to understand my specific situation"

"I enjoyed all the individuals I worked with. Evan was both friendly and professional and took the time to understand my specific situation and guide me to the proper loan option, it was a pleasure to receive Jane's clear, timely communications and responses during loan processing."

Daren S.  | San Diego

“Highly Recommend”

"I opened a Checking and Savings account through Axos Bank and have been satisfied with their great customer service and online banking experience. Their app helps keep me in budget.”

Adam O.  | Colorado

“No fees and higher interest rate than other banks”

"No fees and the interest rate they pay on my account is FAR more than either Wells Fargo or Bank of America was paying me. The customer service line answers quickly when I get through the phone tree to the right location.”

Robert R.  | San Diego

Banking, Evolved is more than a tagline – it’s who we are.

By giving our customers the tools, information, and ability to make smarter choices, we empower them to make real progress toward their goals.