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First Savings

Jump-start your teen’s savings.

Introduce your teen to smarter saving skills. Earn 0.10% APY* on funds with zero monthly maintenance fees.

Best Online Banks for 2023: Best for Mobile Banking


Best Online Banks 2023


One of the Best Joint Bank Accounts 2023


Smart Saving Starts here

Earn 0.10% APY*

Zero monthly maintenance fees

Zero overdraft and non-sufficient fees

Designed to introduce your teenager to personal finance.

  • For ages 13-17 years old
  • Earn 0.10% APY*
  • Zero monthly maintenance fees
  • Zero overdraft or non-sufficient funds fees
  • Up to $12 domestic ATM fee reimbursements per month
  • Daily transaction limits ($100 cash)

Manage your teen’s account from your phone.

  • View your teen’s spending.
  • Sync your accounts to one dashboard.
  • Lock and unlock your teen’s debit card.
  • Set up account alerts.
  • Enable biometric login for extra security.

Security You Can Count On

  • 2-Step Authentication

    For identity verification, we ask questions that only you know the answer to or we'll send a security code to your registered device.

  • SSL Encryption

    Our 128-bit Secure Socket Layer (SSL) encryption ensures your data remains private and secure.

  • Anti-Virus and Malware Protection

    We execute regular updates to detect and prevent viruses and malicious software.

  • Automatic Logout

    Inactive sessions are automatically logged out to prevent unauthorized data collection or use of your accounts.

  • Account Monitoring

    All accounts are regularly monitored for potential fraud.

  • Usernames and Passwords

    We do not and will not share your usernames or passwords.

Frequently Asked Questions

  • We are a technology-driven online bank that offers a wide variety of checking accounts, savings accounts, loans, and business financing. Since 2000, we’ve worked hard to free customers from the limitations of traditional banks.

    Learn More

Ready to Apply?

All you need is a valid ID, your Social Security number, and 15 minutes.