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Essential Checking

The zero fee checking account.

  • Zero monthly maintenance fees
  • Zero overdraft fees
  • Zero non-sufficient funds fee
  • Zero minimum monthly balance requirements
  • Unlimited domestic ATM fee reimbursements

Perks That
Always Come Standard.

High Yield Savings

A savings that actually pays you.

  • Earn 0.61% APY1 (Annual Percentage Yield)
  • Zero monthly maintenance fees
  • Zero minimum monthly balance requirements

We're The Kind Of
Bank Worth Praising.

"Took the time to understand my specific situation"

"I enjoyed all the individuals I worked with. Evan was both friendly and professional and took the time to understand my specific situation and guide me to the proper loan option, it was a pleasure to receive Jane's clear, timely communications and responses during loan processing."

Daren S. | San Diego

“Highly Recommend”

"I opened a Checking and Savings account through Axos Bank and have been satisfied with their great customer service and online banking experience. Their app helps keep me in budget.”

Adam O. | Colorado

“No fees and higher interest rate than other banks”

"No fees and the interest rate they pay on my account is FAR more than either Wells Fargo or Bank of America was paying me. The customer service line answers quickly when I get through the phone tree to the right location.”

Robert R. | San Diego

Banking, Evolved is more than a tagline – it’s who we are.

By giving our customers the tools, information, and ability to make smarter choices, we empower them to make real progress toward their goals.

Ready to Make The Switch?

Learn more about our featured products and apply online.

No fees. Unlimited domestic ATM fee reimbursements. Essential Checking helps you stay ahead of the challenges of modern life. This is checking, evolved.

Take your money further, faster. 0.61% APY1. No monthly maintenance fees. No minimum balance requirements. Interest compounded daily.

Great loan rates and flexible terms. Fixed monthly payments. No collateral required. A personal loan from us can quickly provide you with the funds you need.

Rates as low as 4.20% Annual Percentage Rate (APR). Simple, no-hassle application process. Low rates and flexible terms.

Buy your home with confidence. Our team of experienced mortgage professionals is committed to providing the guidance and support you need.

Your goals become our goals when you choose us to refinance your mortgage. Our experienced Mortgage Specialists will help you explore your options.

Designed for small businesses with moderate account activity. No monthly maintenance fees and a low minimum deposit requirement to open an account.

A convenient method for earning interest on your balance. No monthly maintenance fees with a minimum average daily balance of $2,5002,3. Low minimum opening deposit of $1,000.