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Business

Features

  • Dedicated banking team to manage day-to-day operations
  • Easy-to-use liquidity management accounts and tools
  • Market-leading earnings credit rate (ECR) specifically for nonprofits to offset fees
  • Additional FDIC insurance options for large deposits
  • Merchant card services with 24-hour funding
  • Customizable online payment portal to collect donations and digital payments



The Axos Difference

Learn what sets us apart

 

Born digital and founded in 2000

 

 

Stable and steady asset growth

 

 

Publicly traded on the NYSE

 

 

Highly-rated and recognized

 

Compare Checking Accounts

Find the right option to manage your nonprofit

Business Checking

 

Best option for upfront savings and simple account management

 

Non-interest bearing

No monthly maintenance fees

Low minimum opening deposit requirement of $1,000

QuickBooks compatible

First set of 50 checks free

Unlimited domestic ATM fee reimbursements

Free, 24/7 Online Banking and Mobile Banking access

 
Business Interest Checking

 

Perfect choice for earning more interest while keeping funds liquid

 

Earn interest

$10 monthly maintenance fee unless minimum average daily balance of at least $5,000

Very low minimum opening deposit requirement of $100

QuickBooks compatible

First set of 50 checks free

Unlimited domestic ATM fee reimbursements

Free, 24/7 Online Banking and Mobile Banking access; free image statements

 
Analyzed Business Checking

 

Designed for large nonprofit organizations with significant payables and receivables volume

 

Non-interest bearing

Reduce account fees automatically with our competitive Earnings Credit Rate (ECR)

Very low minimum opening deposit requirement of $100

QuickBooks compatible

Up to $50 off first check order

Access to our market-leading Treasury Management services to streamline the management of your payables and receivables; optimize your liquidity management to maximize your returns and improve your daily operations with customized reporting

 

Maximize on your Returns

Liquidity options to earn more for your cause

 
Earnings Credit Rate (ECR)

An Earnings Credit Rate (ECR) is generated based on the average daily collected account balance and is applied as a non-cash credit to offset service charges or bank account fees less required reserves.

 
Money Market and Savings Accounts

Make the best use of idle account balances by depositing funds into a business money market or business savings account based on your liquidity needs.

 
Zero Balance Account (ZBA) Cash Concentration

Automate how you save using Zero Balance Account (ZBA) cash concentration which automatically transfers funds into a single master account.

 
Insured Cash Sweep (ICS)

Protect your large, liquid deposits at a single bank even when they exceed the FDIC’s maximum insurable threshold.

Optimize your Operations to Save

Best-in-class Treasury Management Services

Merchant Card Services Don’t miss an opportunity by securely accepting credit cards, debit cards, and gift cards offered through UMS Banking Payment Processing Services.
SmartPay Express Online Portal Integrate a secured and customized payment portal to your website to start accepting online payments and donations without the high IT cost.
monitor screen
Online and Mobile Banking Access account balances and transaction activity via DirectLink Online Banking and with the commercial banking mobile app.
Remote Deposit Capture Securely scan large volumes of checks and send check images without visiting a branch.

Detect and Protect against Fraud

Digital fraud prevention tools

Fraud Filter Manage risk by restricting incoming electronic ACH debits and establish filters.
Check Positive Pay Match issued checks against check presentments to monitor discrepancies; approve and reject fraudulent items.

Our Support

Proudly supporting local community organizations

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