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Essential Checking

Receive $50 when you set up direct deposit and maintain a $1K balance.

Use code EXECTRAS50

Open Your Account Today

Must be a U.S. citizen or Resident Alien to apply.

Benefits of Essential Checking

  • Unlimited domestic ATM reimbursements
  • No monthly maintenance fees
  • No annual fee
  • No overdraft or non-sufficient funds fee

Your Financial Peace of Mind Is Essential

At Axos Bank, we believe that you deserve more from your banking experience. That's why our Essential Checking account delivers such features as a suite of free online banking tools and simple account management from all of your electronic devices. This hassle-free, no-fee online checking account also offers unlimited reimbursements of domestic ATM fees - further proof that essential doesn't have to be ordinary.

Born Digital, we’re America’s most experienced online bank.

Axos Bank is a federally chartered, FDIC-insured, full-service bank. We just happen to be digital. Since our founding in 2000, we have received many awards, including the prestigious “Best of the Biggest Public Thrifts” award for five years and counting.