Instant Mortgage Rate Quote

non-conforming loan benefits
non-conforming loan benefits

A Non-Conforming Loan can be an option when your loan amount exceeds the conforming loan limit-$453,100 for most U.S. counties.

Potential benefits include:

  • Jumbo and Super Jumbo loan amounts of up to $5 million or more
  • Flexibility to choose either a fixed-rate or an adjustable-rate mortgage (ARM)
  • Personalization for complex financial situations
  • Financing for non-owner occupied properties

What Is a Non-Conforming Loan?



A non-conforming loan is a mortgage that doesn't meet the guidelines for a conforming loan set by Fannie Mae and Freddie Mac. Often a loan is classified as non-conforming because the loan amount exceeds the conforming limit, which is $453,100 in most U.S counties. In addition to higher loan amounts, non-conforming loans from Axos Bank can offer expanded down-payment and credit qualification options.

Is a Non-Conforming Loan Right for you?

Non-conforming loans may be the right solution when looking for:

  • Expanded guidelines and enhanced options
  • Tailored mortgage solutions for unique financial situations
  • Customized Portfolio Loans and Interest-Only Mortgages

Apply Now

Ready to apply?

It's easy to apply. Only 15 minutes and some basic questions about you and your finances. Apply Now

Articles & Tools

View All
TileImage

Article

Tips to Capitalize On a Purchase Mortgage Market

To capitalize on current market conditions, a mortgage banker can focus on six key areas to maximize purchase opportunities.

TileImage

Article

Should You Make the Leap from Renting to Homeownership?

Going from renting to owning a home may be a leap, but your timing doesn’t need to be perfect.

TileImage

Article

The Newest Face of Fraud in Mortgage Lending

Fraud takes many forms in mortgage lending and the newest one involves diverting funds from real estate transactions.