Instant Mortgage Rate Quote

conforming loan benefits
conforming loan benefits

A Conforming Loan can be an option if your mortgage amount doesn't exceed the conforming loan limit for most U.S. countries. Potential benefits include:

  • right arrow blue
    A Non-Conforming Loan can be an option when your loan amount exceeds the conforming loan limit-$453,100 for most U.S. counties.
  • right arrow blue
    Potential benefits include:
  • right arrow blue
    Jumbo and Super Jumbo loan amounts of up to $5 million or more
  • right arrow blue
    Flexibility to choose either a fixed-rate or an adjustable-rate mortgage (ARM)
  • right arrow blue
    Personalization for complex financial situations
  • right arrow blue
    Financing for non-owner occupied properties

What Is a Non-Conforming Loan?



A non-conforming loan is a mortgage that doesn't meet the guidelines for a conforming loan set by Fannie Mae and Freddie Mac. Often a loan is classified as non-conforming because the loan amount exceeds the conforming limit, which is $453,100 in most U.S counties. In addition to higher loan amounts, non-conforming loans from Axos Bank can offer expanded down-payment and credit qualification options.

Is a Non-Conforming Loan Right for you?

Non-conforming loans may be the right solution when looking for:

  • Expanded guidelines and enhanced options
  • Tailored mortgage solutions for unique financial situations
  • Customized Portfolio Loans and Interest-Only Mortgages

Apply Now

Ready to apply?

right arrow orange It's easy to apply. Only 15 minutes and some basic questions about you and your finances. Apply Now

Articles & Tools

View All
TileImage

Article

Natural Disasters and Mortgage Banks

Mortgage bankers encounter unique complications when dealing with natural disasters.

TileImage

Article

4 Ways Bank Fees Steal Your Wealth

$3 here and $10 there may not seem like much, but over time these fees will take large chunks out of your hard-earned cash.

TileImage

Article

How Much Money Should I Keep in Savings?

Emergency fund or new opportunities? We’ll help you decide how much money to keep in savings.