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All of the Features,

None of the Fees

with Rewards Checking

Earn up to 1.25% APY* while enjoying a suite of digital tools for smarter money management. $50 welcome bonus1 with promo code GERARD. This is banking, redefined.

gerard adams followers

get a $50 welcome bonus

Open an Rewards Checking account by January 31, 2021, and we'll add $501 to your account. Just use promo code GERARD on your application.

Gerard Adams Followers

get a $50 welcome bonus

Open a Rewards Checking account by January 31, 2021 and we’ll add $501 to your account. Just use promo code GERARD on your application.

account benefits

  • Earn up to 1.25% APY*
  • Unlimited domestic ATM fee reimbursements
  • No monthly maintenance fees
  • Referral bonus when you invite friends
  • 100% mobile and online banking

Get More with Rewards Checking

With Rewards Checking, you can get an APY that’s 5X the national average2. On a $10,000 balance, you’ll earn $125 annually compared to just $22.


2 The national average is from Informa Research Services Top 50 and is accurate as of August 11, 2020.

2 The national average is from Informa Research Services Top 50 and is accurate as of August 11, 2020.

Innovative Banking Features

Our innovative online banking platform offers all the features you need to make banking easier and better.

View transactions and account details

Aggregate all your bank accounts into a
single view

Set up and manage alerts

Login securely with biometric identification

Integrate 3rd party apps like Mint and Venmo

Refer friends and earn cash

Features Comparison

Rewards Checking Average Checking Accounts
Up to 1.25% APY* 0.22% APY2
Zero Monthly Maintenance Fees $165.59/Year3
Zero Overdraft Fees 32.30/Fee3
Unlimited Domestic ATM Reimbursements $56.28 ATM Fees/Year
$50 Opening Deposit Requirement Varies
Zero Minimum Balance Requirement Minimum Balance Requirement
Free Incoming Wires $13.88/Incoming Wire4
Free Visa Debit Card No
Average Checking Accounts
0.22% APY1
$165.59/Year2
$32.30/Fee2
$56.28 ATM Fees/Year2
Opening Deposit Varies
Minimum Balance Requirement
$13.88/Incoming Wire3
No Visa Debit Card

We're a Bank You Can Count On

For 20 years, Axos has been the leader in digital banking. And as an FDIC-insured, publicly traded company with offices and employees across the US, we have the foundation to support you and stay ahead of your evolving financial needs.

 

Advanced Security

Keeping your money and information secure is our top priority. We use a number of advanced security features to protect and monitor your accounts.

Convenient Support

Even though we are a digital bank, you can still find help when you need it. You can speak with a U.S. based representative 24/7 or chat with our virtual financial assistant Evo.

Diverse Products

Get more than just a great checking account. Axos offers a full suite of financial products including mortgages, investing, savings, loans, and small business banking.

Rewards Checking

Rewards Checking
Tier APY* Rate
Receive monthly direct deposits totaling $1,000 or more 0.4166% 0.4166%
Use your Axos Visa® Debit Card for a total of 10 transactions per month (min $3 per transaction) 0.4166% 0.4166%
Use your Axos Visa® Debit Card 5 more times, a total of 15 transactions per month (min $3 per transaction) 0.4166% 0.4166%
Total 1.25%

Upgrade to Axos Bank

Open an account online within minutes.