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  • 0.20% APY* on all balances
  • Up to $8 domestic ATM fee reimbursements per month
  • Free personal checks1
  • No monthly minimum balance requirements
  • $50 minimum balance to open an account

Golden Checking

Golden Checking
Tier APY* Rate
$0-$9,999.99 0.20% 0.20%
$10,000-$24,999.99 0.20% 0.20%
$25,000-$49,999.99 0.20% 0.20%
$50,000-$99,999.99 0.20% 0.20%
>$100,000 0.20% 0.20%
digital banking tools
digital banking tools
  • Free Mobile Deposit - Deposit checks anytime, anywhere using your computer or mobile device.
  • Online Bill Pay - Bye-bye, missed payments. Manage all of your bills within one dashboard.
  • Mobile Banking - Download our mobile app to manage your accounts anytime. Available for iPhone and Android devices.
  • No-Hassle Switch Kit - Switching from your current bank? Our step-by-step checklist makes it simple and stress-free.

Security you can count on

Anti-virus and Malware Protection
We execute regular updates to detect and prevent viruses and malicious software.
2-Step Authentication
For identity verification, we ask questions that you only know the answer to, or we'll send a security code to your registered device.
SSL Encryption
Our 128-bit Secure Socket Layer (SSL) encryption ensures your data remains private and secure.
Account Monitoring
All accounts are regularly monitored for potential fraud.
Automatic Logout
Inactive sessions are automatically logged out to prevent unauthorized data collection and use of your accounts.
Usernames and Passwords
We do not and will not share your usernames or passwords.

Ready to apply?

All you need is a valid ID, your Social Security Number, and 15 minutes. Apply Now